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APA Insurance

80Score
★★★☆☆3.9

Customer satisfaction · 800K members

IRA: 4th Largest Health Insurer(2026)

APA Insurance is Kenya's 4th largest health insurer with 11.45% market share. Known for combining innovation and reliability, APA offers comprehensive coverage with optional add-ons for maternity, optical, and dental care.

Overall Score

80/100

Founded

2003

Headquarters

Nairobi

Type

private
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Key Metrics

Market Share

11.45%

Ranking

4th largest health insurer

Add Ons

Maternity, optical, dental

Focus

Personal & corporate insurance

Editorial Ratings

IRA: 4th Largest Health Insurer(2026)

Rating: 11.45% market share — 4th largest health insurer (max: #1)

80IRA

Coverage Highlights

  • ✓4th largest health insurer in Kenya (11.45% market share)
  • ✓Comprehensive coverage with optional add-ons
  • ✓Maternity, optical, and dental available as add-ons
  • ✓Strong in both personal and corporate insurance

Pros

  • ✓Competitive pricing compared to top-3 competitors
  • ✓Flexible add-on system for maternity, optical, dental
  • ✓Innovation-focused with growing digital capabilities
  • ✓Good customer service reputation

Cons

  • ✗Smaller provider network than top 3 insurers
  • ✗Newer brand with less legacy trust (founded 2003)
  • ✗Limited rural coverage in some areas

Frequently Asked Questions

What is APA Insurance's market position in Kenya?

APA Insurance is the 4th largest health insurer in Kenya with approximately 11.45% market share, according to IRA reports.

Does APA Insurance offer maternity coverage?

Yes. APA Insurance offers maternity, optical, and dental as optional add-ons to their core health plans, providing flexibility in coverage.

Is APA Insurance good for corporate health plans?

Yes. APA Insurance is strong in both personal and corporate insurance, offering competitive group plans with customizable add-ons.

Quick Summary

InsurerAPA Insurance
Country🇰🇪 Kenya
Overall Score80/100
Satisfaction3.9/5
Members800K
Typeprivate
Founded2003

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