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AAR Insurance

85Score

★★★★☆4.0

Customer satisfaction · 1.2M members

IRA: Pioneer in Medical Insurance(2026)

AAR Insurance is a pioneer in medical insurance in Kenya with approximately 14% market share. Known for innovative wellness programs and telemedicine services, AAR offers strong outpatient and inpatient plans with good hospital accessibility nationwide.

Overall Score

85/100

Founded

1984

Headquarters

Nairobi

Type

private

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Key Metrics

Market Share

~14%

Founded

1984 — pioneer in medical insurance

Specialty

Wellness programs & telemedicine

Coverage

Outpatient & inpatient

Editorial Ratings

IRA: Pioneer in Medical Insurance(2026)

Rating: 14% market share — pioneer in medical insurance (max: #1)

85IRA

Coverage Highlights

✓Pioneer in medical insurance in Kenya (since 1984)
✓Innovative wellness programs and telemedicine
✓Strong outpatient and inpatient plans
✓Good hospital accessibility nationwide

Pros

✓Strong wellness focus with innovative programs
✓Pioneer brand with 40+ years of experience
✓Good outpatient network and accessibility
✓Telemedicine and digital health services

Cons

✗Smaller provider network than Jubilee
✗Premium pricing for comprehensive plans
✗Limited life insurance bundling options

Frequently Asked Questions

What makes AAR Insurance different from other Kenyan insurers?

AAR was a pioneer in medical insurance in Kenya (founded 1984) and is known for its innovative wellness programs and telemedicine services that complement traditional coverage.

Does AAR Insurance offer telemedicine?

Yes. AAR Insurance provides telemedicine services allowing members to consult with doctors remotely, complementing its in-person provider network.

What is AAR Insurance's market share?

AAR Insurance holds approximately 14% of Kenya's health insurance market, making it one of the top health insurers in the country.

Quick Summary

InsurerAAR Insurance

Country🇰🇪 Kenya

Overall Score85/100

Satisfaction4.0/5

Members1.2M

Typeprivate

Founded1984

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