Home/Singapore

🇸🇬

Best Health Insurance in Singapore

5 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Multi-tier system: MediShield Life (universal), MediSave (mandatory savings), and optional private Integrated Shield Plans.

AIA HealthShield Gold Max

AIA

comprehensive

Best Shield PlanTop Rated SG

★★★★☆4.5(6,789 reviews)

Monthly Premium

SGD 200 - SGD 600

Deductible

SGD 0 - SGD 3,500

✓Top-rated Integrated Shield Plan
✓Private hospital coverage
✓MediSave payable

“AIA's HealthShield Gold Max consistently ranks as one of the best Integrated Shield Plans in Singapore.”— MoneySmart Singapore Insurance Guide 2025

View DetailsGet Quote →

PRUShield Premier

Prudential

comprehensive

Best Coverage LimitsEditor's Pick SG

★★★★☆4.4(5,432 reviews)

Monthly Premium

SGD 180 - SGD 550

Deductible

SGD 0 - SGD 3,500

✓Highest coverage limits
✓No lifetime cap
✓Strong critical illness add-ons

“PRUShield Premier stands out for its industry-leading coverage limits and no lifetime cap on claims.”— SingSaver Insurance Comparison 2025

View DetailsGet Quote →

Great Eastern Supreme Health

Great Eastern

premium

Most Trusted SGHeritage Brand

★★★★☆4.3(4,321 reviews)

Monthly Premium

SGD 170 - SGD 520

Deductible

SGD 0 - SGD 3,500

✓Singapore's oldest insurer
✓Strong brand trust
✓Competitive premiums

“Great Eastern's heritage and reliability make it a trusted choice for Singaporeans seeking dependable health coverage.”— The Straits Times Insurance Awards 2025

View DetailsGet Quote →

NTUC Income Enhanced IncomeShield

NTUC Income

standard

Best Value SGMost Affordable

★★★★☆4.2(5,678 reviews)

Monthly Premium

SGD 150 - SGD 480

Deductible

SGD 0 - SGD 3,500

✓Most affordable Shield Plan
✓Social enterprise insurer
✓Good basic coverage

“NTUC Income provides the best value Integrated Shield Plan for budget-conscious Singaporeans.”— Seedly Insurance Comparison 2025

View DetailsGet Quote →

Raffles Shield

Raffles Health Insurance

premium

Best Hospital Network SG

★★★★☆4.1(2,345 reviews)

Monthly Premium

SGD 190 - SGD 570

Deductible

SGD 0 - SGD 3,500

✓Raffles Hospital network
✓Integrated care experience
✓Good specialist access

“Raffles Shield uniquely integrates insurance with one of Southeast Asia's premier hospital networks.”— Asia Insurance Review 2025

View DetailsGet Quote →

About Health Insurance in Singapore

Singapore has a highly efficient healthcare system combining government subsidies with mandatory savings and private insurance.

Our team of insurance experts has evaluated and ranked the top 5 health insurance providers in Singapore based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

Affiliate Disclosure

Some links on this page are affiliate links. If you click through and purchase a plan, we may earn a commission at no extra cost to you. This helps us keep the site free and our reviews independent.