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KPT

79.5Score

★★★☆☆3.8

Customer satisfaction · 428K members

moneyland.ch: Good (7.9/10)(2025)Comparis: Solid Mid-Tier(2025)

KPT is a mid-size Swiss insurer with 428,000 members, strong in the Bern region. Part of the HSK purchasing cooperative with Helsana and Sanitas, it is known for good value for money and a straightforward product lineup.

Overall Score

79.5/100

Founded

1890

Headquarters

Bern

Type

private

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Key Metrics

Premium Level

Good value

Cooperative

HSK (Helsana, Sanitas, KPT)

Strong Region

Bern

English Support

yes

Editorial Ratings

moneyland.ch: Good (7.9/10)(2025)

Rating: 7.9/10 (good) (max: 10/10)

79moneyland.ch

Comparis: Solid Mid-Tier(2025)

Rating: Solid mid-tier ratings (max: 6.0)

80Comparis

Coverage Highlights

✓Part of HSK purchasing cooperative (Helsana, Sanitas, KPT)
✓Strong regional presence in Bern
✓Good value for money reputation
✓Straightforward, no-frills product lineup
✓Benefits from HSK purchasing power

Pros

✓Good value for money
✓Strong regional presence in Bern
✓Benefits from HSK purchasing power
✓Straightforward product lineup

Cons

✗Smaller insurer with limited national presence
✗Fewer supplementary options than largest players
✗Less innovation in digital tools

Frequently Asked Questions

What is KPT's strongest region?

KPT has its strongest presence in the Bern region, where it was founded in 1890. While available throughout Switzerland, its local network is deepest around Bern.

What is the HSK cooperative?

HSK is a purchasing cooperative formed by Helsana, Sanitas, and KPT. By pooling their negotiating power, these insurers can secure better rates from healthcare providers.

How does KPT rate for value?

KPT is known for good value for money with a straightforward product lineup. moneyland.ch rates it 7.9/10 (good) and Comparis places it in a solid mid-tier.

Quick Summary

InsurerKPT

Country🇨🇭 Switzerland

Overall Score79.5/100

Satisfaction3.8/5

Members428K

Typeprivate

Founded1890

Other Insurers in Switzerland

SWICA

private

/ 100

Helsana

private

85.3

/ 100

Concordia

private

/ 100

Sanitas

private

/ 100

CSS

private

/ 100

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