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Concordia

83Score

★★★★☆4.3

Customer satisfaction · 740K members

moneyland.ch: Very Good (8/10)(2025)Comparis: Top Tier(2025)

Concordia is a mutual insurer that experienced strong growth of 40,000 new members in 2025. Known for reliability in rural and semi-urban areas, it follows a conservative, stable pricing philosophy.

Overall Score

83/100

Founded

1913

Headquarters

Lucerne

Type

private

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Key Metrics

Premium Level

Stable/conservative

Member Growth

+40,000 in 2025

Structure

Mutual

English Support

yes

Editorial Ratings

moneyland.ch: Very Good (8/10)(2025)

Rating: 8/10 (very good — tied for highest) (max: 10/10)

80moneyland.ch

Comparis: Top Tier(2025)

Rating: Consistently in top tier (max: 6.0)

86Comparis

Coverage Highlights

✓Strong growth of 40,000 new members in 2025
✓Excellent coverage in rural and semi-urban Switzerland
✓Conservative, stable pricing philosophy
✓Mutual ownership structure
✓Strong reputation in German-speaking Switzerland

Pros

✓Excellent for rural Switzerland coverage
✓Stable premiums with conservative management
✓Growing rapidly (40,000 new members in one year)
✓Mutual structure aligned with policyholder interests

Cons

✗Less strong in urban/digital services compared to SWICA/Helsana
✗Premium not always competitive in urban cantons
✗Limited brand awareness among younger demographics

Frequently Asked Questions

Why is Concordia growing so fast?

Concordia added 40,000 new members in 2025, driven by its conservative pricing philosophy, strong reputation in rural areas, and consistently high satisfaction scores on major comparison platforms.

Is Concordia good for rural Switzerland?

Yes. Concordia is particularly well-regarded in rural and semi-urban areas of German-speaking Switzerland, with reliable coverage and local provider networks.

Is Concordia a mutual insurer?

Yes. Concordia is a mutual insurer, meaning it is owned by its policyholders rather than external shareholders. This structure aligns its interests with those of its members.

Quick Summary

InsurerConcordia

Country🇨🇭 Switzerland

Overall Score83/100

Satisfaction4.3/5

Members740K

Typeprivate

Founded1913

Other Insurers in Switzerland

SWICA

private

/ 100

Helsana

private

85.3

/ 100

KPT

private

79.5

/ 100

Sanitas

private

/ 100

CSS

private

/ 100

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