privateFinancial Strength: S&P A / AM Best A (parent Cigna)Online Signup

Lina Korea (Cigna)

라이나생명보험

77.5Score

★★★☆☆3.7

Customer satisfaction · 1.0M members

AM Best: A (Parent Cigna)(2025)S&P: A (Parent Cigna)(2025)

Lina Korea, affiliated with Cigna, is a foreign-owned life insurer focusing on supplementary health and accident insurance. Popular among expats and the international community, it offers relatively simple and affordable products with a direct-to-consumer sales model.

Overall Score

77.5/100

Founded

1987

Headquarters

Seoul

Type

private

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Key Metrics

Parent Group

The Cigna Group (US)

Target Market

Expats and international community

Distribution

Direct-to-consumer

Insurer Type

Supplementary health & accident

Editorial Ratings

AM Best: A (Parent Cigna)(2025)

Rating: A (Excellent) — parent Cigna (max: A++ (Superior))

80AM

S&P: A (Parent Cigna)(2025)

Rating: A — parent Cigna (max: AAA)

75S&P

Coverage Highlights

✓Supplementary health and accident insurance
✓Simple, affordable product structures
✓Popular among expats and foreigners in Korea
✓Direct-to-consumer sales model
✓International brand with Cigna backing

Pros

✓International brand recognition
✓Competitive pricing on basic health plans
✓Simpler product structures than Korean majors
✓Good option for expats and foreigners

Cons

✗Smaller market presence than Korean major insurers
✗Limited product range compared to Samsung or Hanwha
✗Customer service can be challenging in English

Frequently Asked Questions

Is Lina Korea affiliated with Cigna?

Yes. Lina Korea is affiliated with The Cigna Group, a major US-based health services company, providing international brand backing and financial strength.

Is Lina Korea good for expats in South Korea?

Lina Korea is popular among expats and the international community due to its simpler product structures and direct-to-consumer model, though English services may still be limited.

What does Lina Korea cover?

Lina Korea focuses on supplementary health insurance and accident coverage, offering relatively affordable products to complement the national NHIS system.

Quick Summary

InsurerLina Korea (Cigna)

Country🇰🇷 South Korea

Overall Score77.5/100

Satisfaction3.7/5

Members1.0M

Typeprivate

Founded1987

Other Insurers in South Korea

Samsung Life Insurance

private

91.7

/ 100

Kyobo Life Insurance

private

86.7

/ 100

DB Insurance

private

/ 100

Hanwha Life Insurance

private

82.5

/ 100

KB Insurance

private

/ 100

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