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KB Insurance

KB손해보험

80Score

★★★☆☆3.9

Customer satisfaction · 6.0M members

AM Best: A (Excellent)(2025)

KB Insurance is part of KB Financial Group, one of Korea's Big 4 financial holding companies. It offers comprehensive medical expense, cancer, and critical illness coverage with strong bancassurance distribution through KB Kookmin Bank and a digital-first approach.

Overall Score

80/100

Founded

1959

Headquarters

Seoul

Type

private

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Key Metrics

Parent Group

KB Financial Group (Big 4)

Distribution

Bancassurance via KB Kookmin Bank

Ranking

Top 5 non-life insurer

Insurer Type

Non-life / general (health focus)

Editorial Ratings

AM Best: A (Excellent)(2025)

Rating: A (Excellent) (max: A++ (Superior))

80AM

Coverage Highlights

✓Comprehensive medical expense coverage
✓Cancer and critical illness insurance
✓Digital-first approach through KB Group ecosystem
✓Wide distribution through KB Kookmin Bank branches
✓Growing market share in health insurance segment

Pros

✓KB Financial Group integration — banking and insurance synergy
✓Strong digital platform
✓Competitive health insurance premiums
✓Wide distribution through KB bank branches

Cons

✗Newer entrant compared to legacy insurers
✗English services limited
✗Less standalone brand recognition outside Korea

Frequently Asked Questions

What is KB Insurance's connection to KB Financial Group?

KB Insurance is a subsidiary of KB Financial Group, one of Korea's Big 4 financial holding companies. This provides banking-insurance synergy and distribution through KB Kookmin Bank branches.

Does KB Insurance offer health insurance?

Yes. KB Insurance offers comprehensive medical expense coverage, cancer insurance, and critical illness plans as supplementary health products.

What is KB Insurance's financial strength?

KB Insurance holds an AM Best A (Excellent) financial strength rating, supported by the broader KB Financial Group.

Quick Summary

InsurerKB Insurance

Country🇰🇷 South Korea

Overall Score80/100

Satisfaction3.9/5

Members6.0M

Typeprivate

Founded1959

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