privateFinancial Strength: AM Best A+ / S&P A+Online Signup

DB Insurance

DB손해보험

85Score

★★★★☆4.0

Customer satisfaction · 10.0M members

AM Best: A+ (Superior)(2025)S&P: A+ (Stable)(2025)

DB Insurance is one of the largest non-life/general insurers in South Korea with revenue of approximately USD 13.8 billion. It holds excellent AM Best A+ (Superior) and S&P A+ ratings, and offers strong supplementary health insurance products including medical expenses, cancer, and critical illness coverage.

Overall Score

85/100

Founded

1962

Headquarters

Seoul

Type

private

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Key Metrics

Revenue

USD ~13.8B

Branches

60+ domestic

Service Centers

23 customer service centers

Insurer Type

Non-life / general (health focus)

Editorial Ratings

AM Best: A+ (Superior)(2025)

Rating: A+ (Superior) (max: A++ (Superior))

90AM

S&P: A+ (Stable)(2025)

Rating: A+ (Stable) (max: AAA)

80S&P

Coverage Highlights

✓Comprehensive medical expenses insurance
✓Cancer and critical illness coverage
✓Hospital cash and surgical expense plans
✓60+ domestic branches with 23 customer service centers
✓International expansion through Fortegra Group (US) acquisition

Pros

✓Excellent financial strength ratings (AM Best A+, S&P A+)
✓Comprehensive non-life health insurance coverage
✓Strong claims processing infrastructure
✓Growing international presence

Cons

✗Non-life insurer — different product emphasis than life insurers
✗English services limited
✗Less brand recognition internationally than Samsung

Frequently Asked Questions

What type of insurer is DB Insurance?

DB Insurance is a non-life/general insurer, meaning it focuses on property, casualty, and supplementary health insurance rather than traditional life insurance products.

What is DB Insurance's financial strength rating?

DB Insurance holds an AM Best A+ (Superior) rating affirmed in 2025, and an S&P A+ rating with a stable outlook — among the strongest ratings for Korean non-life insurers.

Does DB Insurance offer health coverage?

Yes. DB Insurance offers strong supplementary health products including medical expenses insurance, cancer coverage, critical illness plans, and hospital cash benefits.

Quick Summary

InsurerDB Insurance

Country🇰🇷 South Korea

Overall Score85/100

Satisfaction4.0/5

Members10.0M

Typeprivate

Founded1962

Other Insurers in South Korea

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KB Insurance

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Hyundai Marine & Fire Insurance

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