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Momentum Medical Scheme

90Score

★★★★☆4.2

Customer satisfaction · 518K members

News24: Scheme of the Year 2025(2025)

Momentum Medical Scheme won the News24 Business Award for Scheme of the Year in 2025. It offers 23 plan options ranging from R455 to R10,642/month, including the budget-friendly Health4Me product, and serves approximately 518,000 beneficiaries across its two scheme offerings.

Overall Score

90/100

Founded

2000

Headquarters

Centurion

Type

private

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Key Metrics

Plan Options

Price Range

R455 - R10,642/month

Contribution Increase2026

9.9%

Rewards Programme

Yes

Editorial Ratings

News24: Scheme of the Year 2025(2025)

Rating: Scheme of the Year (2025) (max: Scheme of the Year)

90News24

Coverage Highlights

✓News24 Business Award: Scheme of the Year (2025)
✓23 plan options ranging from R455 to R10,642/month
✓Innovative rewards programme linked to contribution payments
✓Health4Me product extending reach to lower-income market
✓Strong digital process for savings demonstrations

Pros

✓Award-winning member satisfaction
✓Widest range of plan options (23 options)
✓Rewards can offset contributions
✓Growing Health4Me product for budget-conscious members

Cons

✗Highest average contribution increase for 2026 at 9.9%
✗Smaller than Discovery and Bonitas
✗Complex plan structure may overwhelm new members

Frequently Asked Questions

Why did Momentum win Scheme of the Year?

Momentum Medical Scheme won the News24 Business Award for Scheme of the Year in 2025, recognized for its innovative plan options, member satisfaction, and rewards programme.

How many plan options does Momentum offer?

Momentum offers 23 plan options ranging from R455/month to R10,642/month, covering budget-conscious to comprehensive premium needs.

What is Momentum Health4Me?

Health4Me is Momentum's budget-friendly medical scheme product designed to extend private healthcare coverage to the lower-income market at affordable price points.

What is Momentum's contribution increase for 2026?

Momentum's average contribution increase for 2026 is 9.9%, the highest among the top medical schemes in South Africa.

Quick Summary

InsurerMomentum Medical Scheme

Country🇿🇦 South Africa

Overall Score90/100

Satisfaction4.2/5

Members518K

Typeprivate

Founded2000

Other Insurers in South Africa

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Discovery Health Medical Scheme

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Bestmed Medical Scheme

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GEMS (Government Employees Medical Scheme)

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Medihelp Medical Scheme

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