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privateFinancial Strength: State-backed (21.4% of sector assets)

Dunav Insurance Company

Kompanija za osiguranje Dunav

90Score
3.5

Customer satisfaction · 0 members

NBS: #1 Insurer in Serbia (26.5% Market Share)(2025)

Dunav Osiguranje is Serbia's largest insurer with 26.5% overall market share and state-owned majority backing. Registered for over 180 insurance service lines, it operates the widest distribution network in the country and provides a healthcare provider directory for voluntary health insurance clients.

Overall Score

90/100

Founded

1963

Headquarters

Belgrade

Type

private
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Key Metrics

Market Share

26.5% (#1)

Ownership

State-owned majority

Service Lines

180+

Sector Assets

21.4%

Editorial Ratings

NBS: #1 Insurer in Serbia (26.5% Market Share)(2025)

Rating: #1 by premium — 26.5% market share (max: #1)

90NBS

Coverage Highlights

  • Largest distribution network in Serbia
  • Healthcare provider directory for VHI clients
  • Registered for 180+ insurance service lines
  • State-backed with implicit government guarantee

Pros

  • Market leader with 26.5% premium market share
  • State-owned majority provides implicit government backing
  • Widest distribution network in Serbia
  • Healthcare provider directory for VHI clients

Cons

  • State ownership may limit innovation
  • Customer service quality variable across branches
  • Less competitive on digital services

Frequently Asked Questions

Is Dunav Osiguranje state-owned?

Yes, Dunav Osiguranje has a state-owned majority, giving it implicit government backing. It holds 21.4% of total sector assets.

Does Dunav offer voluntary health insurance?

Yes, Dunav offers voluntary health insurance with a healthcare provider directory for covered clients, supplementing the mandatory RFZO coverage.

Quick Summary

InsurerDunav Insurance Company
Country🇷🇸 Serbia
Overall Score90/100
Satisfaction3.5/5
Members0
Typeprivate
Founded1963

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