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privateFinancial Strength: BBB+ (UnipolSai — S&P)

DDOR Novi Sad

78Score

★★★☆☆3.7

Customer satisfaction · 500K members

NBS: #3 Insurer (11.3% Market Share)(2025)

DDOR Novi Sad is Serbia's #3 insurer by premium (11.3% market share), owned by UnipolSai, Italy's largest insurer. With approximately 500,000 clients, it operates over 100 internal and 800+ external points of sale and offers flexible voluntary health insurance through the 'Zdravo da ste' health program.

Overall Score

78/100

Founded

1945

Headquarters

Novi Sad

Type

private

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Key Metrics

Market Share

11.3% (#3)

Clients

~500,000

Parent Company

UnipolSai (Italy)

Points Of Sale

100+ internal, 800+ external

Editorial Ratings

NBS: #3 Insurer (11.3% Market Share)(2025)

Rating: #3 by premium — 11.3% market share (max: #1)

78NBS

Coverage Highlights

✓Voluntary health insurance with selectable coverage options
✓'Zdravo da ste' health program
✓100+ internal and 800+ external points of sale
✓Backed by UnipolSai (Italy's largest insurer)

Pros

✓Italian parent backing from UnipolSai
✓English website available
✓Large client base (~500,000)
✓Flexible health coverage options with selectable tiers

Cons

✗Headquartered outside Belgrade (Novi Sad)
✗Smaller market share than Dunav and Generali
✗Mid-tier financial strength rating (BBB+)

Frequently Asked Questions

Who owns DDOR Novi Sad?

DDOR Novi Sad is owned by UnipolSai, Italy's largest insurer, providing strong international financial backing (S&P: BBB+).

Does DDOR offer voluntary health insurance?

Yes, DDOR offers voluntary health insurance with selectable coverage options and the 'Zdravo da ste' health program for additional care beyond RFZO.

Quick Summary

InsurerDDOR Novi Sad

Country🇷🇸 Serbia

Overall Score78/100

Satisfaction3.7/5

Members500K

Typeprivate

Founded1945

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RFZO (Republic Fund for Health Insurance)

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Triglav Insurance Serbia

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Visit DDOR Novi Sad to learn more about their plans.

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