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Zilveren Kruis Basis

by Zilveren Kruis

★★★★☆4.3(4,102 reviews)

Zilveren Kruis is the Netherlands' largest health insurer, offering the mandatory basic health package with extensive supplemental options.

Monthly Premium

€120 - €185

Deductible

€385

Coverage Type

standard
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Coverage Details

✓Hospitalization
✓Outpatient Care
✗Dental
✗Vision
✓Mental Health
✓Maternity
✓Prescription Drugs
✓Emergency Care
✗International Coverage
✓Telehealth

Pros

  • ✓Market leader with broad network
  • ✓Good customer service
  • ✓Transparent pricing
  • ✓Strong digital platform

Cons

  • ✗Mandatory deductible applies
  • ✗Basic plan has limited extras

Editorial Review

“Zilveren Kruis combines market-leading scale with genuine service quality, making it the default choice for millions of Dutch residents.”

— Consumentenbond 2025

Key Highlights

  • ✓Statutory basic package included
  • ✓Nationwide GP network
  • ✓Strong supplemental options

Quick Summary

ProviderZilveren Kruis
CountryNetherlands
Rating4.3/5
Reviews4,102
Typestandard

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