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Free Choice Champion

ONVZ Vrije Keuze

by ONVZ

★★★★☆4.4(1,876 reviews)

ONVZ champions freedom of choice in Dutch healthcare, offering the highest reimbursement rates for non-contracted providers and premium supplemental packages.

Monthly Premium

€132 - €210

Deductible

€385

Coverage Type

premium
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Coverage Details

✓Hospitalization
✓Outpatient Care
✓Dental
✓Vision
✓Mental Health
✓Maternity
✓Prescription Drugs
✓Emergency Care
✓International Coverage
✓Telehealth

Pros

  • ✓Highest reimbursement for non-contracted providers
  • ✓Maximum freedom of choice
  • ✓Excellent supplemental packages
  • ✓Strong customer advocacy

Cons

  • ✗Higher premiums
  • ✗Not the most affordable option

Editorial Review

“ONVZ is the insurer of choice for Dutch consumers who refuse to compromise on their freedom to choose any healthcare provider.”

— Patiëntenfederatie Nederland 2025

Key Highlights

  • ✓Widest free choice of providers
  • ✓Best reimbursement rates
  • ✓Premium supplementals

Quick Summary

ProviderONVZ
CountryNetherlands
Rating4.4/5
Reviews1,876
Typepremium

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