Brabant Leader

CZ Zorgverzekering

by CZ

★★★★☆4.1(2,345 reviews)

CZ is a major Dutch health cooperative with roots in southern Netherlands, known for transparent policy terms and strong mental health (GGZ) coverage.

Monthly Premium

€117 - €182

Deductible

€385

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓High transparency standards
✓Strong southern Netherlands network
✓Good mental health GGZ coverage
✓Fair pricing

Cons

✗Smaller national footprint
✗Limited digital health tools

Editorial Review

“CZ's transparency-first philosophy sets a standard for honest communication that the Dutch health insurance market badly needs.”

— Zorgkiezer 2025

Key Highlights

✓Strong southern Netherlands
✓No-nonsense policy terms
✓Good GGZ mental health

Quick Summary

ProviderCZ

CountryNetherlands

Rating4.1/5

Reviews2,345

Typestandard

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