Digital-FirstPrice LeaderASR Group

Ditzo Basis

by Ditzo

★★★★☆4.3(6,540 reviews)

Ditzo is ASR Nederland's digital-first health insurance brand, targeting Dutch consumers who want the lowest compliant premium and are comfortable managing everything online. It consistently features as one of the cheapest Dutch basic insurance options.

Monthly Premium

€140 - €155

Deductible

€385

Coverage Type

basic

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Lowest premiums among digital-first Dutch insurers
✓Excellent mobile app
✓ASR Group financial strength

Cons

✗No physical branches or agents
✗Supplemental options limited vs traditional insurers

Editorial Review

“Ditzo proves that price leadership in the Netherlands does not require sacrificing financial security — ASR Group's backing ensures the same statutory coverage as market leaders at a consistently lower premium via a clean digital experience.”

— NLCompass Expat Health Insurance Guide 2026; Gecontracteerd.nl 2026 Overview