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Care Health Insurance

Care Health Insurance (formerly Religare Health)

93.4Score

★★★★☆4.0

Customer satisfaction · 10.0M members

IRDAI: 96.74% Claim Settlement Ratio(2025)Best Claim Settlement Company of the Year(2025)

Care Health Insurance is a pure-play health insurance specialist, rebranded from Religare Health in 2020. Connected to the Fortis Healthcare ecosystem (54 facilities) and SRL Diagnostics, it focuses on wellness and preventive care with a 96.74% claim settlement ratio.

Overall Score

93.4/100

Founded

2012

Headquarters

Gurugram

Type

private

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Key Metrics

Claim Settlement Ratio

96.74%

Network Hospitals

Fortis Healthcare (54 facilities) + others

Healthcare Ecosystem

Fortis Healthcare + SRL Diagnostics

Rebranded

September 2020 (from Religare Health)

Editorial Ratings

IRDAI: 96.74% Claim Settlement Ratio(2025)

Rating: CSR 96.74% (FY 2024-25) (max: 100%)

96.7IRDAI

Best Claim Settlement Company of the Year(2025)

Rating: Best Claim Settlement Company of the Year (max: 5/5)

90PolicyBazaar

Coverage Highlights

✓Pure-play health insurance specialist
✓Connected to Fortis Healthcare ecosystem (54 facilities)
✓Linked to SRL Diagnostics (India's largest diagnostics company)
✓Care Heart, Care Freedom, Care Advantage product range
✓Strong focus on wellness and preventive care

Pros

✓Specialist health insurer with focused expertise
✓Excellent claim settlement ratio (~97%)
✓Integration with Fortis Healthcare and SRL Diagnostics
✓Competitive premium pricing

Cons

✗Relatively newer brand (rebranded 2020)
✗Network hospital count not as large as Star Health
✗Past controversies around Religare brand

Frequently Asked Questions

Is Care Health Insurance the same as Religare Health?

Yes. Care Health Insurance was rebranded from Religare Health Insurance in September 2020. The company, products, and policies remain the same under the new name.

What is Care Health's claim settlement ratio?

Care Health Insurance has a claim settlement ratio of 96.74% for FY 2024-25, placing it among the top health insurers in India.

Is Care Health connected to Fortis Healthcare?

Yes. Care Health Insurance is connected to the Fortis Healthcare ecosystem (54 facilities) and SRL Diagnostics, India's largest diagnostics company.

Quick Summary

InsurerCare Health Insurance

Country🇮🇳 India

Overall Score93.4/100

Satisfaction4.0/5

Members10.0M

Typeprivate

Founded2012

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