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Aditya Birla Health Insurance

95.9Score
★★★☆☆3.8

Customer satisfaction · 21.0M members

IRDAI: Top 10 by Claim Settlement Ratio(2025)

Aditya Birla Health Insurance is a joint venture between the Aditya Birla Group and MMI Holdings (South Africa). Known for its innovative Activ Health plans with wellness rewards of up to 100% premium payback, it integrates health management with insurance.

Overall Score

95.9/100

Founded

2015

Headquarters

Mumbai

Type

private
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Key Metrics

Claim Settlement Ratio

95.88%

Network Hospitals

Growing network

Wellness Reward

Up to 100% premium payback (Activ Health)

Parent Companies

Aditya Birla Group + MMI Holdings (South Africa)

Editorial Ratings

IRDAI: Top 10 by Claim Settlement Ratio(2025)

Rating: CSR 95.88% (FY 2024-25); 3-year avg 95.81% (max: 100%)

95.9IRDAI

Coverage Highlights

  • ✓Activ Health plans with wellness rewards (up to 100% premium payback)
  • ✓Chronic disease management programs
  • ✓Integration with Aditya Birla financial services ecosystem
  • ✓Strong focus on healthy lifestyle incentives
  • ✓Digital health tools and telemedicine

Pros

  • ✓Innovative wellness rewards and incentives
  • ✓Strong financial backing
  • ✓Good claim settlement performance
  • ✓Integrated health management approach

Cons

  • ✗Relatively newer company (2015)
  • ✗Network not as extensive as older players
  • ✗Some wellness rewards require active engagement/fitness tracking

Frequently Asked Questions

What is Aditya Birla's Activ Health plan?

Activ Health is Aditya Birla's flagship health insurance plan that rewards healthy living with up to 100% premium payback based on your wellness activities and fitness tracking.

What is Aditya Birla Health's claim settlement ratio?

Aditya Birla Health Insurance has a CSR of 95.88% for FY 2024-25, with a 3-year average of 95.81%.

Who owns Aditya Birla Health Insurance?

It is a joint venture between the Aditya Birla Group (one of India's largest conglomerates) and MMI Holdings of South Africa.

Does Aditya Birla Health Insurance cover chronic diseases?

Yes. Aditya Birla offers chronic disease management programs alongside its standard health insurance coverage.

Quick Summary

InsurerAditya Birla Health Insurance
Country🇮🇳 India
Overall Score95.9/100
Satisfaction3.8/5
Members21.0M
Typeprivate
Founded2015

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