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privateFinancial Strength: A+

Signal Iduna Krankenversicherung

SIGNAL IDUNA Krankenversicherung a.G.

91.3Score

★★★☆☆3.8

Customer satisfaction · 621K members

Franke und Bornberg: FFF+ Outstanding(2025)DFSI: AA+ Very Good (1.4)(2026)

Signal Iduna is a strong mutual PKV insurer rated AA+ 'Very Good' by DFSI with 82.58 points, placing it in the top 3 for company quality. Its Exklusiv-SI 0 tariff earned FFF+ (Outstanding) from Franke und Bornberg, making it excellent for freelancers and the self-employed.

Overall Score

91.3/100

Founded

1907

Headquarters

Dortmund

Type

private

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No obligation. Compare personalized rates.

Key Metrics

Zusatzbeitrag

N/A (private)

Total Rate

Individual tariff-based

Bonus Program

yes

English Support

limited

Editorial Ratings

Franke und Bornberg: FFF+ Outstanding(2025)

Rating: FFF+ (Outstanding) for Exklusiv-SI 0 tariff (max: FFF+ (Outstanding))

100Franke

DFSI: AA+ Very Good (1.4)(2026)

Rating: AA+ Very Good (1.4) — 82.58 points (max: AAA)

82.6DFSI

Coverage Highlights

✓FFF+ (Outstanding) for Exklusiv-SI 0 tariff
✓DFSI AA+ Very Good — top 3 company quality
✓Mutual insurance structure
✓Excellent value for freelancers and self-employed
✓Flexible benefit combinations

Pros

✓Top 3 company quality per DFSI (AA+ Very Good, 82.58 points)
✓FFF+ Outstanding tariff from Franke und Bornberg
✓Mutual structure — no external shareholder pressure
✓Excellent options for freelancers and self-employed

Cons

✗Limited English-language support
✗Less well-known internationally than Allianz or AXA
✗Smaller provider network than the largest PKV insurers

Frequently Asked Questions

Is Signal Iduna good for freelancers?

Yes. Signal Iduna is particularly well-regarded for freelancers and self-employed professionals, offering flexible benefit combinations and competitive tariffs.

What is Signal Iduna's top-rated tariff?

Signal Iduna's Exklusiv-SI 0 tariff received an FFF+ (Outstanding) rating from Franke und Bornberg, the highest possible rating.

How does Signal Iduna's company quality compare?

DFSI rated Signal Iduna AA+ 'Very Good' with 82.58 points for 2025/26, placing it in the top 3 alongside Allianz and Barmenia.

Quick Summary

InsurerSignal Iduna Krankenversicherung

Country🇩🇪 Germany

Overall Score91.3/100

Satisfaction3.8/5

Members621K

Typeprivate

Founded1907

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Ready to get covered?

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