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AOK Rheinland-Pfalz/Saarland

94.8Score

★★★★☆4.2

Customer satisfaction · 1.2M members

Focus Money: #1 Overall Testsieger 2026(2026)DFSI: Best Regional Krankenkasse 2025/26(2026)

AOK Rheinland-Pfalz/Saarland is the overall #1 Testsieger in Focus Money's 2026 Krankenkassen comparison. With the lowest Zusatzbeitrag among all AOKs at 2.47%, it combines excellent ratings with exceptional value for money.

Overall Score

94.8/100

Founded

1995

Headquarters

Eisenberg

Type

statutory

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Key Metrics

Zusatzbeitrag

2.47%

Total Rate

17.07%

Bonus Program

yes

English Support

Editorial Ratings

Focus Money: #1 Overall Testsieger 2026(2026)

Rating: #1 Overall Testsieger (incl. regional) (max: Exzellent)

97.5Focus

DFSI: Best Regional Krankenkasse 2025/26(2026)

Rating: Best regionally limited Krankenkasse 2025/26 (max: Exzellent)

92DFSI

Coverage Highlights

✓Lowest Zusatzbeitrag among all AOKs at 2.47%
✓Stable contribution rate for 2026
✓Standard AOK benefit package with bonus programs
✓#1 overall in Focus Money 2026 comparison

Pros

✓Lowest Zusatzbeitrag of any AOK — 2.47%
✓#1 overall Testsieger in Focus Money 2026 (including regional insurers)
✓Best regionally limited Krankenkasse per DFSI 2025/26
✓Stable rates projected into 2026

Cons

✗Regional — only available in Rhineland-Palatinate and Saarland
✗No English-language support
✗Smaller membership base than major nationwide insurers

Frequently Asked Questions

What is AOK RPS's Zusatzbeitrag for 2026?

AOK Rheinland-Pfalz/Saarland charges just 2.47% in 2026 (total rate 17.07%) — the lowest of any AOK insurer in Germany.

Why is AOK RPS rated #1 by Focus Money?

AOK RPS earned the overall #1 Testsieger position in Focus Money 7/2026 by combining an excellent benefit package with the lowest Zusatzbeitrag among AOK entities and strong scores across all 11 evaluation categories.

Can I join AOK RPS from outside Rhineland-Palatinate or Saarland?

No. AOK Rheinland-Pfalz/Saarland is a regional insurer available only to residents or workers in Rhineland-Palatinate or Saarland.

How does AOK RPS compare to TK?

AOK RPS has a lower Zusatzbeitrag (2.47% vs 2.69%) and was rated #1 overall by Focus Money 2026. However, TK offers nationwide coverage, English-language support, and a more comprehensive digital app.

Quick Summary

InsurerAOK Rheinland-Pfalz/Saarland

Country🇩🇪 Germany

Overall Score94.8/100

Satisfaction4.2/5

Members1.2M

Typestatutory

Founded1995

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