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Barmenia Krankenversicherung

Barmenia Krankenversicherung AG

91.5Score

★★★☆☆3.7

Customer satisfaction · 500K members

Franke und Bornberg: FFF+ Outstanding(2025)DFSI: Top 3 Company Quality — Very Good(2025)

Barmenia is a strong all-round PKV performer ranked in the top 3 for company quality by DFSI alongside Allianz and Signal Iduna. Its GesundheitVARIO tariff holds an FFF+ (Outstanding) rating, and ServiceValue rates its fairness as 'Very Good'.

Overall Score

91.5/100

Founded

1904

Headquarters

Wuppertal

Type

private

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Key Metrics

Zusatzbeitrag

N/A (private)

Total Rate

Individual tariff-based

Bonus Program

yes

English Support

limited

Editorial Ratings

Franke und Bornberg: FFF+ Outstanding(2025)

Rating: FFF+ (Outstanding) for GesundheitVARIO tariff (max: FFF+ (Outstanding))

100Franke

DFSI: Top 3 Company Quality — Very Good(2025)

Rating: Top 3 company quality — Very Good (max: AAA)

83DFSI

Coverage Highlights

✓FFF+ (Outstanding) for GesundheitVARIO tariff
✓Top 3 company quality per DFSI (with Allianz and Signal Iduna)
✓ServiceValue 2025 fairness: Very Good
✓Complaint ratio 2.4 per 100K contracts (below industry avg of 2.8)
✓Recently merged with Gothaer group

Pros

✓Top 3 company quality alongside Allianz and Signal Iduna
✓FFF+ Outstanding tariff from Franke und Bornberg
✓Below-average complaint ratio at 2.4 per 100K
✓Very Good fairness rating from ServiceValue

Cons

✗Limited English-language support
✗Mixed online reviews (3.7/5 on Erfahrungen.com)
✗Gothaer merger may introduce transition-period complexity

Frequently Asked Questions

How does Barmenia's company quality compare?

DFSI ranks Barmenia in the top 3 for company quality alongside Allianz and Signal Iduna, with a 'Very Good' overall rating for 2024/25.

What is Barmenia's top-rated tariff?

Barmenia's GesundheitVARIO tariff holds an FFF+ (Outstanding) rating from Franke und Bornberg — the highest possible rating.

What does the Barmenia-Gothaer merger mean for customers?

Barmenia recently merged with the Gothaer group. Existing policies remain valid, and the combined entity has greater financial scale and service capacity.

Is Barmenia fair to its customers?

Yes. ServiceValue rates Barmenia 'Very Good' for fairness in 2025, and its complaint ratio of 2.4 per 100,000 contracts is below the industry average of 2.8.

Quick Summary

InsurerBarmenia Krankenversicherung

Country🇩🇪 Germany

Overall Score91.5/100

Satisfaction3.7/5

Members500K

Typeprivate

Founded1904

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