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privateFinancial Strength: A+

DKV Deutsche Krankenversicherung

DKV Deutsche Krankenversicherung AG

100Score

★★★☆☆3.7

Customer satisfaction · 666K members

Franke und Bornberg: FFF+ Outstanding(2025)

DKV is one of Germany's leading private health insurers with 4.3 million total insured (666K full insurance). Backed by ERGO Group (Munich Re), DKV offers innovative digital services and flexible tariff options with an FFF+ rated premium tariff.

Overall Score

100/100

Founded

1927

Headquarters

Cologne

Type

private

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Key Metrics

Zusatzbeitrag

N/A (private)

Total Rate

Individual tariff-based

Bonus Program

yes

English Support

yes

Editorial Ratings

Franke und Bornberg: FFF+ Outstanding(2025)

Rating: FFF+ (Outstanding) for PMA 0-2 tariff (max: FFF+ (Outstanding))

100Franke

Coverage Highlights

✓FFF+ (Outstanding) for PMA 0-2 tariff from Franke und Bornberg
✓Backed by ERGO Group / Munich Re — strong financial security
✓Innovative digital services and online portal
✓Flexible tariff options for all eligibility groups
✓English-language website and services

Pros

✓FFF+ Outstanding tariff rating from Franke und Bornberg
✓Strong financial backing through ERGO/Munich Re group
✓English-language website and customer support
✓Innovative digital health services

Cons

✗Lost members in full insurance segment in 2024
✗Full insurance portfolio relatively small (666K) for such a large insurer
✗Premium tariff required for top-rated coverage

Frequently Asked Questions

Who owns DKV?

DKV is part of the ERGO Group, which is itself a subsidiary of Munich Re (Munchener Ruckversicherung) — one of the world's largest reinsurance companies.

Does DKV offer English-language support?

Yes. DKV has an English-language website at dkv.com/en/ and provides English-language customer service.

What is DKV's top-rated tariff?

DKV's PMA 0-2 tariff received an FFF+ (Outstanding) rating from Franke und Bornberg and Wirtschaftswoche 2025.

Quick Summary

InsurerDKV Deutsche Krankenversicherung

Country🇩🇪 Germany

Overall Score100/100

Satisfaction3.7/5

Members666K

Typeprivate

Founded1927

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