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HanseMerkur Krankenversicherung

HanseMerkur Krankenversicherung AG

72Score

★★★☆☆3.8

Customer satisfaction · 400K members

Growing PKV Insurer(2026)

HanseMerkur is a growing private health insurer known for its travel insurance and international coverage expertise. It gained significant members in the full insurance segment in 2024 and is particularly popular among expats due to its English-language services.

Overall Score

72/100

Founded

1875

Headquarters

Hamburg

Type

private

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Key Metrics

Zusatzbeitrag

N/A (private)

Total Rate

Individual tariff-based

Bonus Program

yes

English Support

yes

Editorial Ratings

Growing PKV Insurer(2026)

Rating: Growing insurer — gaining members in full insurance (max: Exzellent)

72DFSI

Coverage Highlights

✓Strong in travel insurance and international coverage
✓Growing full insurance segment — gained members in 2024
✓English-language website and services
✓Popular among expats and internationally mobile professionals

Pros

✓Excellent travel and international insurance expertise
✓English-language support and services
✓Growing insurer — gaining full insurance members
✓Popular choice among expats in Germany

Cons

✗Specific test ratings not as prominently documented as competitors
✗Smaller full insurance portfolio than Debeka, AXA, or DKV
✗Less established in comprehensive full insurance compared to travel segment

Frequently Asked Questions

Is HanseMerkur good for expats?

Yes. HanseMerkur is particularly well-known for travel insurance and international coverage, with English-language services that make it a popular choice among expats in Germany.

Is HanseMerkur growing?

Yes. HanseMerkur gained significant members in the full insurance segment in 2024, indicating strong market appeal and competitive offerings.

What is HanseMerkur best known for?

HanseMerkur is best known for travel insurance and international health coverage. It has leveraged this expertise to build a growing full health insurance portfolio.

Quick Summary

InsurerHanseMerkur Krankenversicherung

Country🇩🇪 Germany

Overall Score72/100

Satisfaction3.8/5

Members400K

Typeprivate

Founded1875

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