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privateFinancial Strength: A+

AXA Krankenversicherung

AXA Krankenversicherung AG

62.5Score
3.6

Customer satisfaction · 810K members

Focus Money: Good(2021)

AXA holds the second-largest full insurance portfolio in Germany with 810,000 fully insured members. As part of the global AXA group, it brings international expertise and multilingual service, making it a strong choice for expats and internationally mobile professionals.

Overall Score

62.5/100

Founded

1839

Headquarters

Cologne

Type

private
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Key Metrics

Zusatzbeitrag

N/A (private)

Total Rate

Individual tariff-based

Bonus Program

yes

English Support

partial

Editorial Ratings

Focus Money: Good(2021)

Rating: Good (2021 PKV test) (max: Exzellent)

62.5Focus

Coverage Highlights

  • Second-largest full insurance portfolio in Germany (810K)
  • Part of global AXA group — strong financial backing
  • International expertise and multilingual customer service
  • Strong expat support and international coverage

Pros

  • Second-largest full insurance portfolio in Germany
  • Global AXA group backing — excellent financial security
  • Multilingual customer service for expats
  • International coverage and expertise

Cons

  • Recent prominent test ratings not widely documented
  • Premium tariff details less transparent than some competitors
  • Large corporate feel may lack personal touch

Frequently Asked Questions

Is AXA PKV good for expats in Germany?

Yes. AXA offers multilingual customer service, international coverage, and strong expat support as part of the global AXA group operating in over 50 countries.

How large is AXA's full insurance portfolio?

AXA has approximately 810,000 fully insured members, making it the second-largest PKV provider by full insurance count in Germany (after Debeka).

What is AXA's financial strength?

AXA has an A+ financial strength rating, backed by the global AXA Group — one of the world's largest insurance companies.

Quick Summary

InsurerAXA Krankenversicherung
Country🇩🇪 Germany
Overall Score62.5/100
Satisfaction3.6/5
Members810K
Typeprivate
Founded1839

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