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AOK Rheinland/Hamburg

70Score
★★★☆☆3.6

Customer satisfaction · 3.0M members

Largest Insurer in NRW & Hamburg(2026)

AOK Rheinland/Hamburg is the largest insurer in North Rhine-Westphalia and Hamburg with 3 million members, offering the standard AOK benefit package.

Overall Score

70/100

Founded

2006

Headquarters

Dusseldorf

Type

statutory
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Key Metrics

Zusatzbeitrag

3.29%

Total Rate

17.89%

Bonus Program

yes

English Support

no

Editorial Ratings

Largest Insurer in NRW & Hamburg(2026)

Rating: Regional insurer — standard rating (max: Exzellent)

70DFSI

Coverage Highlights

  • ✓Largest insurer in North Rhine-Westphalia and Hamburg
  • ✓Standard AOK benefit package
  • ✓Extensive branch network in the Rhineland and Hamburg
  • ✓Local provider contracts and care programs

Pros

  • ✓Dominant market position in NRW and Hamburg
  • ✓Large branch office network for in-person service
  • ✓Established provider partnerships in densely populated regions

Cons

  • ✗Zusatzbeitrag of 3.29% is above average
  • ✗Regional — limited to Rhineland and Hamburg
  • ✗No English-language support

Frequently Asked Questions

What is AOK Rheinland/Hamburg's Zusatzbeitrag for 2026?

AOK Rheinland/Hamburg charges 3.29% in 2026, resulting in a total rate of 17.89%.

Which regions does AOK Rheinland/Hamburg cover?

AOK Rheinland/Hamburg serves the Rhineland region of North Rhine-Westphalia and the city-state of Hamburg.

Is AOK Rheinland/Hamburg a good choice for my area?

If you live or work in the Rhineland or Hamburg, AOK Rheinland/Hamburg offers a strong branch network and local provider contracts. However, its Zusatzbeitrag is above average — consider comparing with nationwide options like TK or hkk.

Quick Summary

InsurerAOK Rheinland/Hamburg
Country🇩🇪 Germany
Overall Score70/100
Satisfaction3.6/5
Members3.0M
Typestatutory
Founded2006

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