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AOK Hessen

AOK — Die Gesundheitskasse in Hessen

69Score

★★★☆☆3.6

Customer satisfaction · 1.7M members

Regional Insurer for Hesse(2026)

AOK Hessen serves 1.7 million members in the state of Hesse, providing the standard AOK benefit package with local provider networks and branch offices across the state.

Overall Score

69/100

Founded

1995

Headquarters

Bad Homburg

Type

statutory

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Key Metrics

Zusatzbeitrag

3.10%

Total Rate

17.70%

Bonus Program

yes

English Support

Editorial Ratings

Regional Insurer for Hesse(2026)

Rating: Regional insurer — standard rating (max: Exzellent)

69DFSI

Coverage Highlights

✓Standard AOK benefit package for Hesse
✓Local branch offices across the state
✓Regional provider contracts
✓Preventive care and bonus programs

Pros

✓Strong local presence across Hesse
✓Established AOK brand with consistent quality
✓Good branch office network for in-person service

Cons

✗Regional — Hesse only
✗Zusatzbeitrag of 3.10% is slightly above average
✗No English-language support

Frequently Asked Questions

What is AOK Hessen's Zusatzbeitrag for 2026?

AOK Hessen charges 3.10% in 2026, resulting in a total rate of 17.70%.

Who can join AOK Hessen?

AOK Hessen is available to residents or workers in the state of Hesse.

How does AOK Hessen compare to nationwide insurers?

AOK Hessen offers a competitive Zusatzbeitrag and strong local branch coverage in Hesse, but nationwide insurers like TK or hkk may offer lower rates and broader digital services.

Quick Summary

InsurerAOK Hessen

Country🇩🇪 Germany

Overall Score69/100

Satisfaction3.6/5

Members1.7M

Typestatutory

Founded1995

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HEK — Hanseatische Krankenkasse

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