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MNT

MNT (Mutuelle Nationale Territoriale)

81Score

★★★☆☆3.7

Customer satisfaction · 1.1M members

UFC-Que Choisir: #6 (16.2/20)(2026)

MNT is a specialist mutuelle for local government (territorial) employees, ranking #6 by UFC-Que Choisir (16.2/20). Part of Groupe VYV, it serves 1.1 million members with contributions of EUR 778M in 2024 (+8.1% YoY), growing faster than the market average.

Overall Score

81/100

Founded

1964

Headquarters

Paris

Type

public

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Key Metrics

Que Choisir Score

16.2/20 (#6)

Monthly Contribution

Varies; oriented to territorial employees

Contributions2024

EUR 778M (+8.1% YoY)

Parent Group

Groupe VYV

Editorial Ratings

UFC-Que Choisir: #6 (16.2/20)(2026)

Rating: 16.2/20 — #6 ranked (max: 20/20)

81UFC-Que

Coverage Highlights

✓#6 ranked by UFC-Que Choisir (16.2/20)
✓Specialist mutuelle for local government (territorial) employees
✓Part of Groupe VYV infrastructure
✓Growing faster than market (+8.1% YoY)

Pros

✓Specialist public sector knowledge
✓Part of Groupe VYV infrastructure
✓Strong growth trajectory
✓Non-profit structure

Cons

✗Primarily oriented toward territorial civil servants
✗French-only
✗Limited appeal for private sector workers

Frequently Asked Questions

Who is MNT for?

MNT (Mutuelle Nationale Territoriale) specializes in health coverage for local government (territorial) civil servants in France.

Can private sector workers join MNT?

MNT is primarily oriented toward territorial civil servants. Private sector workers may find more competitive options with generalist mutuelles.

Is MNT part of a larger group?

Yes. MNT is part of Groupe VYV, the same cooperative group that includes Harmonie Mutuelle and MGEN.

Quick Summary

InsurerMNT

Country🇫🇷 France

Overall Score81/100

Satisfaction3.7/5

Members1.1M

Typepublic

Founded1964

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