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Aesio Mutuelle

86Score

★★★☆☆3.8

Customer satisfaction · 2.0M members

UFC-Que Choisir: #3 (17.2/20)(2026)

Aesio Mutuelle is part of Aema Groupe (with Macif), ranking #3 by UFC-Que Choisir (17.2/20). Created from a 2021 merger, it excels in care network partnerships that reduce out-of-pocket specialist costs, with contributions of EUR 2,059M in 2024 and strong regional presence across France.

Overall Score

86/100

Founded

2021

Headquarters

Lyon

Type

public

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Key Metrics

Que Choisir Score

17.2/20 (#3)

Monthly Contribution

Varies by formule

Contributions2024

EUR 2,059M (-0.9% YoY)

Parent Group

Aema Groupe (with Macif)

Editorial Ratings

UFC-Que Choisir: #3 (17.2/20)(2026)

Rating: 17.2/20 — #3 ranked (max: 20/20)

86UFC-Que

Coverage Highlights

✓#3 ranked by UFC-Que Choisir (17.2/20)
✓Care network partnerships reduce out-of-pocket specialist costs
✓Part of Aema Groupe (major mutual insurance conglomerate)
✓Strong regional presence across France

Pros

✓Care network partnerships genuinely reduce out-of-pocket costs
✓Part of large, financially stable Aema Groupe
✓Good specialist consultation coverage
✓Non-profit structure

Cons

✗Slight decline in contributions (-0.9%) may signal competitive pressure
✗Relatively new brand (2021 merger) — less established identity
✗French-only communications

Frequently Asked Questions

What is Aesio Mutuelle?

Aesio Mutuelle is a non-profit complementary health insurer (mutuelle) created from a 2021 merger, part of Aema Groupe alongside Macif. It ranks #3 by UFC-Que Choisir.

What are Aesio's care network partnerships?

Aesio has agreements with healthcare providers (specialists, opticians, dentists) that reduce your out-of-pocket costs when you use network practitioners.

Does Aesio Mutuelle have an English website?

No. Like most French mutuelles, Aesio communicates exclusively in French.

Quick Summary

InsurerAesio Mutuelle

Country🇫🇷 France

Overall Score86/100

Satisfaction3.8/5

Members2.0M

Typepublic

Founded2021

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