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Apivia Macif Mutuelle

82.5Score
★★★☆☆3.7

Customer satisfaction · 5.6M members

UFC-Que Choisir: #5 (16.5/20)(2026)

Apivia Macif Mutuelle is part of the broader Macif group (5.6M members across all products), ranking #5 by UFC-Que Choisir (16.5/20). A member of Aema Groupe, it is a multi-product mutual insurer with contributions of EUR 1,069M in 2024 and competitive family coverage.

Overall Score

82.5/100

Founded

1960

Headquarters

Niort

Type

public
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Key Metrics

Que Choisir Score

16.5/20 (#5)

Monthly Contribution

Competitive family pricing

Contributions2024

EUR 1,069M (+4.0% YoY)

Parent Group

Aema Groupe

Editorial Ratings

UFC-Que Choisir: #5 (16.5/20)(2026)

Rating: 16.5/20 — #5 ranked (max: 20/20)

82.5UFC-Que

Coverage Highlights

  • ✓#5 ranked by UFC-Que Choisir (16.5/20)
  • ✓Part of Macif (one of France's largest mutual insurers)
  • ✓Multi-product insurer (health, auto, home, savings)
  • ✓Competitive pricing for families

Pros

  • ✓Part of large, diversified Macif/Aema group
  • ✓Multi-product convenience
  • ✓Competitive family coverage
  • ✓Strong mutual heritage

Cons

  • ✗Brand complexity (Apivia vs. Macif branding)
  • ✗French-only
  • ✗Less specialized in health than pure mutuelles

Frequently Asked Questions

What is the relationship between Apivia and Macif?

Apivia Macif Mutuelle combines the Apivia health brand with the Macif mutual group. Both are part of Aema Groupe, one of France's largest mutual insurance conglomerates.

Is Apivia Macif just a health insurer?

No. Macif is a multi-product mutual insurer offering health, auto, home, and savings products. The Apivia brand specifically covers the health insurance segment.

How does Apivia Macif rank for health insurance?

Apivia Macif ranks #5 by UFC-Que Choisir with a score of 16.5/20, strong for family coverage.

Quick Summary

InsurerApivia Macif Mutuelle
Country🇫🇷 France
Overall Score82.5/100
Satisfaction3.7/5
Members5.6M
Typepublic
Founded1960

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