publicOnline Signup

Groupama

Groupama Assurances Mutuelles

70Score

★★★☆☆3.5

Customer satisfaction · 4.0M members

Major Mutual Insurer (185+ Years)(2026)

Groupama is a mutual insurance company with 185+ years of heritage rooted in French agriculture. It serves 4 million members in France (12 million worldwide) through a network of ~2,600 local mutuals, offering multi-line coverage including health, auto, home, life, and agriculture.

Overall Score

70/100

Founded

1840

Headquarters

Paris

Type

public

Get a Free Quote→

No obligation. Compare personalized rates.

Key Metrics

Que Choisir Score

Major institutional insurer

Monthly Contribution

Varies by formule

Local Mutuals

~2,600 community-level mutuals

Employees

~32,000 worldwide

Editorial Ratings

Major Mutual Insurer (185+ Years)(2026)

Rating: Major institutional insurer (not individually scored in consumer top 10) (max: 20/20)

70UFC-Que

Coverage Highlights

✓185+ years of mutual heritage rooted in agriculture
✓Network of ~2,600 local mutuals for community-level engagement
✓Multi-line insurer (health, auto, home, life, agriculture)
✓4 million members in France, 12 million worldwide
✓Strong regional presence and local knowledge

Pros

✓Deep roots in rural and agricultural France
✓Local mutual network provides community-level service
✓Multi-product insurer for convenience
✓Strong mutual heritage (185+ years)

Cons

✗Agricultural focus may limit urban appeal
✗Complex structure (2,600 local mutuals)
✗French-only health plans
✗Less specialized in health than pure mutuelles

Frequently Asked Questions

Is Groupama only for farmers?

No. While Groupama has agricultural roots (founded in 1840 as a local agricultural mutual), it now serves all French residents with health, auto, home, and life insurance.

What is unique about Groupama's structure?

Groupama operates through a network of approximately 2,600 local mutuals, providing community-level engagement and local knowledge that larger centralized insurers cannot match.

Does Groupama have an English website?

Groupama's corporate site (groupama.com) is available in English, but health insurance plans and local services are in French only.

Quick Summary

InsurerGroupama

Country🇫🇷 France

Overall Score70/100

Satisfaction3.5/5

Members4.0M

Typepublic

Founded1840

Other Insurers in France

Harmonie Mutuelle

public

92.5

/ 100

MGEN

public

/ 100

Aesio Mutuelle

public

/ 100

La Mutuelle Generale

public

84.5

/ 100

Apivia Macif Mutuelle

public

82.5

/ 100

Ready to get covered?

Get a personalized quote from Groupama today.

Get Free Quote→