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Allianz France

67.5Score
★★★☆☆3.4

Customer satisfaction · 3.0M members

S&P: AA / AM Best: A+ (Allianz Group)(2026)

Allianz France is a subsidiary of Allianz SE, one of the world's largest financial services companies. It offers both individual and employer group health plans in France with global financial strength ratings (S&P AA, AM Best A+), the Allianz Summit international health product, and strong employer group coverage.

Overall Score

67.5/100

Founded

1890

Headquarters

Paris La Defense

Type

private
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Key Metrics

Que Choisir Score

Not individually ranked; strong institutional player

Monthly Contribution

Varies by formule

Financial Rating

S&P: AA / AM Best: A+ (Allianz SE)

International Product

Allianz Summit

Editorial Ratings

S&P: AA / AM Best: A+ (Allianz Group)(2026)

Rating: Strong financial backing; S&P AA, AM Best A+ (Allianz Group) (max: 20/20)

67.5UFC-Que

Coverage Highlights

  • ✓Part of Allianz SE — one of world's largest financial services companies
  • ✓S&P AA and AM Best A+ rated (Allianz Group)
  • ✓Allianz Summit product for international health in France
  • ✓Both individual and employer group health plans
  • ✓Global financial strength and brand recognition

Pros

  • ✓Global financial strength (AA-rated parent)
  • ✓Strong employer/group health plans
  • ✓International health options for expats
  • ✓Well-known global brand

Cons

  • ✗For-profit model may mean higher premiums
  • ✗Less culturally embedded in French mutuelle tradition
  • ✗French health plans only in French
  • ✗Less consumer-facing brand recognition vs. mutuelles in individual market

Frequently Asked Questions

Is Allianz France a mutuelle?

No. Allianz France is a for-profit private insurance company, a subsidiary of the German-headquartered Allianz SE group.

What is Allianz Summit?

Allianz Summit is an international health insurance product available in France, designed for expats and internationally mobile professionals.

How financially strong is Allianz France?

Allianz France is backed by Allianz SE, rated AA by S&P and A+ (Superior) by AM Best — among the strongest financial ratings in the global insurance industry.

Quick Summary

InsurerAllianz France
Country🇫🇷 France
Overall Score67.5/100
Satisfaction3.4/5
Members3.0M
Typeprivate
Founded1890

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