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AG2R La Mondiale

75Score

★★★☆☆3.5

Customer satisfaction · 15.0M members

Major Social Protection Group(2026)

AG2R La Mondiale is one of France's largest social protection groups with 15 million policyholders and 400,000+ client companies. It combines retirement, health, provident, and savings under paritaire governance (jointly managed by employer and employee representatives), with predecessor organizations dating back to 1905.

Overall Score

75/100

Founded

2008

Headquarters

Paris

Type

public

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Key Metrics

Que Choisir Score

Major institutional player

Monthly Contribution

Primarily collective/employer schemes

Client Companies

400,000+

Governance

Paritaire (employer-employee joint management)

Editorial Ratings

Major Social Protection Group(2026)

Rating: Major institutional player (not individually scored in top 10) (max: 20/20)

75UFC-Que

Coverage Highlights

✓One of France's largest social protection groups (15M policyholders)
✓400,000+ client companies
✓Combines retirement, health, provident, and savings seamlessly
✓Paritaire governance ensures balanced stakeholder representation
✓Predecessor organizations dating back to 1905

Pros

✓Massive scale and financial stability
✓Strong collective/employer health plans
✓Combines retirement and health coverage seamlessly
✓15 million policyholders

Cons

✗Primarily focused on collective/employer schemes; less competitive for individual coverage
✗French-only communications
✗Complex organizational structure
✗Less consumer-facing brand recognition for individual health plans

Frequently Asked Questions

What is AG2R La Mondiale?

AG2R La Mondiale is one of France's largest social protection groups, combining retirement, health, provident, and savings products. It protects 15 million people through 400,000+ client companies.

Is AG2R La Mondiale good for individual health insurance?

AG2R La Mondiale primarily focuses on collective/employer health schemes. For individual coverage, pure mutuelles like Harmonie Mutuelle or MGEN may be more competitive.

What is paritaire governance?

Paritaire governance means AG2R La Mondiale is jointly managed by employer and employee representatives, ensuring balanced stakeholder representation in decision-making.

Quick Summary

InsurerAG2R La Mondiale

Country🇫🇷 France

Overall Score75/100

Satisfaction3.5/5

Members15.0M

Typepublic

Founded2008

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Apivia Macif Mutuelle

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