Best Health Insurance in Canada
12 insurers ranked and reviewed · Updated May 2026
Healthcare System Overview
Canada's healthcare system (commonly called Medicare) is a universal, publicly funded system governed by the 1984 Canada Health Act. Each of the 13 provinces and territories administers its own health insurance plan, covering medically necessary hospital care, physician services, and surgical-dental services. Public Medicare notably excludes prescription drugs (outside hospitals), dental care, vision care, physiotherapy, mental health counseling, and private hospital rooms. Approximately 65-75% of Canadians carry supplementary private health insurance — primarily through employer-sponsored group benefits plans — to cover these gaps.
About Health Insurance in Canada
Canada's healthcare system (commonly called Medicare) is a universal, publicly funded system governed by the 1984 Canada Health Act. Each of the 13 provinces and territories administers its own health insurance plan, covering medically necessary hospital care, physician services, and surgical-dental services. Public Medicare notably excludes prescription drugs (outside hospitals), dental care, vision care, physiotherapy, mental health counseling, and private hospital rooms. Approximately 65-75% of Canadians carry supplementary private health insurance — primarily through employer-sponsored group benefits plans — to cover these gaps.
Our editorial team has evaluated and ranked the top 12 health insurers in Canada based on editorial ratings from trusted sources, customer satisfaction, financial strength, and coverage quality. Rankings are updated regularly to reflect the latest market changes.
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