Home/Australia/Teachers Health Fund

privateOnline Signup

Teachers Health Fund

Teachers Health

81Score

★★★★☆4.5

Customer satisfaction · 350K members

Canstar: Highly Rated(2025)CHOICE: Highly Rated(2025)

Teachers Health Fund is a restricted not-for-profit health fund for education sector workers and their families. Consistently top-rated for customer satisfaction by CHOICE and Canstar, it offers competitive premiums and high claim payout ratios due to its niche focus and low administration costs.

Overall Score

81/100

Founded

1954

Headquarters

Sydney, New South Wales

Type

private

Get a Free Quote→

No obligation. Compare personalized rates.

Key Metrics

Structure

Restricted membership, not-for-profit

Eligibility

Education sector workers and families

Claim Payout Ratio

High (above industry average)

Admin Costs

Low due to niche focus

Editorial Ratings

Canstar: Highly Rated(2025)

Rating: Regularly rated highly (max: 5 Stars / Outstanding Value)

80Canstar

CHOICE: Highly Rated(2025)

Rating: Regularly rated highly by CHOICE (max: Recommended)

82CHOICE

Coverage Highlights

✓Consistently top-rated for customer satisfaction
✓Restricted to education sector (teachers, staff, families)
✓Not-for-profit with high claims payout ratios
✓Low administration costs due to niche focus
✓Competitive premiums for eligible members

Pros

✓Excellent customer satisfaction (among best in market)
✓Not-for-profit with high claims payout ratios
✓Strong community within education sector
✓Competitive premiums for eligible members

Cons

✗Restricted membership (education sector only)
✗Smaller fund with limited negotiating power
✗Fewer product options than large open funds

Frequently Asked Questions

Who can join Teachers Health Fund?

Teachers Health is a restricted fund available to education sector workers and their families. This includes teachers, school staff, university employees, and related education professionals.

Why is Teachers Health highly rated?

Teachers Health consistently ranks among the best for customer satisfaction due to its not-for-profit structure, low administration costs, high claims payout ratios, and dedicated focus on the education community.

Is Teachers Health cheaper than open funds?

Generally yes. As a restricted not-for-profit fund with low overheads, Teachers Health often offers competitive premiums and returns more in claims to members than for-profit open funds.

Quick Summary

InsurerTeachers Health Fund

Country🇦🇺 Australia

Overall Score81/100

Satisfaction4.5/5

Members350K

Typeprivate

Founded1954

Other Insurers in Australia

Latrobe Health Services

private

/ 100

HCF (Hospitals Contribution Fund of Australia)

private

/ 100

GMHBA

private

/ 100

HBF Health

private

/ 100

Bupa Australia

private

/ 100

Ready to get covered?

Get a personalized quote from Teachers Health Fund today.

Get Free Quote→