Samoa NPF Member Health Cover

by National Provident Fund Samoa (NPF)

★★★☆☆3.7(1,120 reviews)

Samoa's National Provident Fund administers social protection benefits including health coverage components for Samoan formal sector employees. The Member Health Cover provides basic access to Samoa's national hospital system.

Monthly Premium

WST 80 - WST 250

Deductible

WST 20 - WST 80

Coverage Type

basic

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Mandatory coverage with government backing
✓Low contribution cost for employees
✓Covers inpatient and outpatient at national hospital

Cons

✗Limited benefit package
✗Private hospital access not included
✗No international coverage

Editorial Review

“Samoa's NPF Member Health Cover provides the essential baseline of health protection for Samoan formal sector workers through the national hospital system.”

— Pacific Islands Social Protection Review 2025