Best Health Insurance in Samoa
50 plans ranked and reviewed Β· Updated April 2026
Healthcare System Overview
Public healthcare with limited private insurance market serving formal sector workers.
Samoa NPF Member Health Cover
National Provident Fund Samoa (NPF)
Monthly Premium
WST 80 - WST 250
Deductible
WST 20 - WST 80
- βGovernment-mandated social protection for Samoan employees
- βCovers treatment at Tupua Tamasese Meaole National Hospital
- βAffordable contributions for formal sector workers
βSamoa's NPF Member Health Cover provides the essential baseline of health protection for Samoan formal sector workers through the national hospital system.ββ Pacific Islands Social Protection Review 2025
Colonial Samoa Health Plan
Colonial Life Insurance Samoa
Monthly Premium
WST 150 - WST 420
Deductible
WST 30 - WST 100
- βPacific-wide Colonial Group coverage in Samoa
- βMedical evacuation to New Zealand for complex cases
- βCovers private clinic visits in Apia
βColonial Samoa Health Plan is the leading private option in Samoa, valued for its New Zealand evacuation capability and Apia private clinic access.ββ Pacific Insurance Consumer Guide 2025
Samoa National Health Health Plan
Samoa National Health
Monthly Premium
WST 38 - WST 150
Deductible
WST 4 - WST 35
- βTrusted provider in Samoa
- βPremium coverage with competitive rates
- β24/7 telehealth access included
βSamoa National Health provides a strong option for Samoa residents seeking premium health coverage with modern digital tools.ββ Samoa Value Assessment 2025
Samoa General Insurance Health Plan
Samoa General Insurance
Monthly Premium
WST 90 - WST 154
Deductible
WST 7 - WST 32
- βTrusted provider in Samoa
- βPremium coverage with competitive rates
- β24/7 telehealth access included
βSamoa General Insurance provides a solid option for Samoa residents seeking premium health coverage with modern digital tools.ββ Samoa Annual Insurance Rankings 2025
AXA Samoa Health Plan
AXA Samoa
Monthly Premium
WST 54 - WST 119
Deductible
WST 9 - WST 18
- βTrusted provider in Samoa
- βPremium coverage with competitive rates
- βWide provider network
βAXA Samoa provides a strong option for Samoa residents seeking premium health coverage with reliable traditional service.ββ Samoa Annual Insurance Rankings 2025
Allianz Samoa Health Plan
Allianz Samoa
Monthly Premium
WST 59 - WST 139
Deductible
WST 4 - WST 33
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βAllianz Samoa provides a solid option for Samoa residents seeking comprehensive health coverage with modern digital tools.ββ Samoa Regulatory Assessment Report 2025
Cigna Samoa Health Plan
Cigna Samoa
Monthly Premium
WST 75 - WST 176
Deductible
WST 0 - WST 19
- βTrusted provider in Samoa
- βPremium coverage with competitive rates
- β24/7 telehealth access included
βCigna Samoa provides a solid option for Samoa residents seeking premium health coverage with modern digital tools.ββ Samoa Customer Satisfaction Index 2025
Bupa Samoa Health Plan
Bupa Samoa
Monthly Premium
WST 35 - WST 150
Deductible
WST 8 - WST 34
- βTrusted provider in Samoa
- βPremium coverage with competitive rates
- βWide provider network
βBupa Samoa provides a solid option for Samoa residents seeking premium health coverage with reliable traditional service.ββ Samoa National Insurance Review 2025
MetLife Samoa Health Plan
MetLife Samoa
Monthly Premium
WST 32 - WST 166
Deductible
WST 10 - WST 31
- βTrusted provider in Samoa
- βBasic coverage with competitive rates
- β24/7 telehealth access included
βMetLife Samoa provides a solid option for Samoa residents seeking basic health coverage with modern digital tools.ββ Samoa Value Assessment 2025
Zurich Samoa Health Plan
Zurich Samoa
Monthly Premium
WST 74 - WST 172
Deductible
WST 5 - WST 16
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- βWide provider network
βZurich Samoa provides a strong option for Samoa residents seeking standard health coverage with reliable traditional service.ββ Samoa Financial Stability Ratings 2025
Generali Samoa Health Plan
Generali Samoa
Monthly Premium
WST 43 - WST 139
Deductible
WST 10 - WST 12
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βGenerali Samoa provides a strong option for Samoa residents seeking comprehensive health coverage with modern digital tools.ββ Samoa Value Assessment 2025
AIG Samoa Health Plan
AIG Samoa
Monthly Premium
WST 68 - WST 171
Deductible
WST 5 - WST 40
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- β24/7 telehealth access included
βAIG Samoa provides a strong option for Samoa residents seeking standard health coverage with modern digital tools.ββ Samoa Consumer Choice Awards 2025
Prudential Samoa Health Plan
Prudential Samoa
Monthly Premium
WST 59 - WST 148
Deductible
WST 10 - WST 38
- βTrusted provider in Samoa
- βPremium coverage with competitive rates
- β24/7 telehealth access included
βPrudential Samoa provides a strong option for Samoa residents seeking premium health coverage with modern digital tools.ββ Samoa Health Insurance Comparison 2025
Manulife Samoa Health Plan
Manulife Samoa
Monthly Premium
WST 85 - WST 189
Deductible
WST 4 - WST 28
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- βWide provider network
βManulife Samoa provides a strong option for Samoa residents seeking standard health coverage with reliable traditional service.ββ Samoa Value Assessment 2025
Liberty Samoa Health Plan
Liberty Samoa
Monthly Premium
WST 63 - WST 197
Deductible
WST 7 - WST 20
- βTrusted provider in Samoa
- βBasic coverage with competitive rates
- β24/7 telehealth access included
βLiberty Samoa provides a strong option for Samoa residents seeking basic health coverage with modern digital tools.ββ Samoa Best Practice Awards 2025
Chubb Samoa Health Plan
Chubb Samoa
Monthly Premium
WST 88 - WST 143
Deductible
WST 8 - WST 29
- βTrusted provider in Samoa
- βPremium coverage with competitive rates
- β24/7 telehealth access included
βChubb Samoa provides a solid option for Samoa residents seeking premium health coverage with modern digital tools.ββ Samoa Insurance Innovation Awards 2025
HDI Samoa Health Plan
HDI Samoa
Monthly Premium
WST 63 - WST 179
Deductible
WST 4 - WST 38
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- β24/7 telehealth access included
βHDI Samoa provides a solid option for Samoa residents seeking standard health coverage with modern digital tools.ββ Samoa Digital Insurance Awards 2025
Mapfre Samoa Health Plan
Mapfre Samoa
Monthly Premium
WST 85 - WST 180
Deductible
WST 10 - WST 36
- βTrusted provider in Samoa
- βPremium coverage with competitive rates
- β24/7 telehealth access included
βMapfre Samoa provides a strong option for Samoa residents seeking premium health coverage with modern digital tools.ββ Samoa Annual Insurance Rankings 2025
FWD Samoa Health Plan
FWD Samoa
Monthly Premium
WST 86 - WST 161
Deductible
WST 6 - WST 25
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- βWide provider network
βFWD Samoa provides a solid option for Samoa residents seeking comprehensive health coverage with reliable traditional service.ββ Samoa Digital Insurance Awards 2025
Sun Life Samoa Health Plan
Sun Life Samoa
Monthly Premium
WST 78 - WST 159
Deductible
WST 0 - WST 38
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- β24/7 telehealth access included
βSun Life Samoa provides a strong option for Samoa residents seeking standard health coverage with modern digital tools.ββ Samoa Healthcare Quality Survey 2025
Great Eastern Samoa Health Plan
Great Eastern Samoa
Monthly Premium
WST 53 - WST 185
Deductible
WST 6 - WST 23
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- βWide provider network
βGreat Eastern Samoa provides a strong option for Samoa residents seeking standard health coverage with reliable traditional service.ββ Samoa Annual Insurance Rankings 2025
MSIG Samoa Health Plan
MSIG Samoa
Monthly Premium
WST 59 - WST 112
Deductible
WST 3 - WST 35
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βMSIG Samoa provides a solid option for Samoa residents seeking comprehensive health coverage with modern digital tools.ββ Samoa Annual Insurance Rankings 2025
Tokio Marine Samoa Health Plan
Tokio Marine Samoa
Monthly Premium
WST 59 - WST 116
Deductible
WST 3 - WST 12
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- β24/7 telehealth access included
βTokio Marine Samoa provides a solid option for Samoa residents seeking standard health coverage with modern digital tools.ββ Samoa Insurance Business Awards 2025
Sompo Samoa Health Plan
Sompo Samoa
Monthly Premium
WST 81 - WST 158
Deductible
WST 1 - WST 10
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- βWide provider network
βSompo Samoa provides a solid option for Samoa residents seeking standard health coverage with reliable traditional service.ββ Samoa Value Assessment 2025
Aviva Samoa Health Plan
Aviva Samoa
Monthly Premium
WST 26 - WST 190
Deductible
WST 1 - WST 13
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- βWide provider network
βAviva Samoa provides a solid option for Samoa residents seeking comprehensive health coverage with reliable traditional service.ββ Samoa Customer Satisfaction Index 2025
Legal & General Samoa Health Plan
Legal & General Samoa
Monthly Premium
WST 62 - WST 188
Deductible
WST 5 - WST 32
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- β24/7 telehealth access included
βLegal & General Samoa provides a solid option for Samoa residents seeking standard health coverage with modern digital tools.ββ Samoa Best Practice Awards 2025
Standard Life Samoa Health Plan
Standard Life Samoa
Monthly Premium
WST 23 - WST 178
Deductible
WST 10 - WST 19
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- βWide provider network
βStandard Life Samoa provides a strong option for Samoa residents seeking standard health coverage with reliable traditional service.ββ Samoa Healthcare Quality Survey 2025
Swiss Re Samoa Health Plan
Swiss Re Samoa
Monthly Premium
WST 66 - WST 161
Deductible
WST 2 - WST 36
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- β24/7 telehealth access included
βSwiss Re Samoa provides a solid option for Samoa residents seeking standard health coverage with modern digital tools.ββ Samoa Value Assessment 2025
Munich Re Samoa Health Plan
Munich Re Samoa
Monthly Premium
WST 66 - WST 187
Deductible
WST 10 - WST 26
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βMunich Re Samoa provides a strong option for Samoa residents seeking comprehensive health coverage with modern digital tools.ββ Samoa Industry Excellence Awards 2025
Hannover Re Samoa Health Plan
Hannover Re Samoa
Monthly Premium
WST 57 - WST 154
Deductible
WST 10 - WST 17
- βTrusted provider in Samoa
- βBasic coverage with competitive rates
- β24/7 telehealth access included
βHannover Re Samoa provides a solid option for Samoa residents seeking basic health coverage with modern digital tools.ββ Samoa Industry Excellence Awards 2025
SCOR Samoa Health Plan
SCOR Samoa
Monthly Premium
WST 73 - WST 132
Deductible
WST 5 - WST 15
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- βWide provider network
βSCOR Samoa provides a strong option for Samoa residents seeking standard health coverage with reliable traditional service.ββ Samoa Best Practice Awards 2025
Pacific Cross Samoa Health Plan
Pacific Cross Samoa
Monthly Premium
WST 91 - WST 161
Deductible
WST 7 - WST 34
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- βWide provider network
βPacific Cross Samoa provides a strong option for Samoa residents seeking standard health coverage with reliable traditional service.ββ Samoa Health Insurance Comparison 2025
Guardian Samoa Health Plan
Guardian Samoa
Monthly Premium
WST 62 - WST 185
Deductible
WST 10 - WST 35
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- β24/7 telehealth access included
βGuardian Samoa provides a strong option for Samoa residents seeking standard health coverage with modern digital tools.ββ Samoa National Insurance Review 2025
Sagicor Samoa Health Plan
Sagicor Samoa
Monthly Premium
WST 30 - WST 118
Deductible
WST 9 - WST 22
- βTrusted provider in Samoa
- βPremium coverage with competitive rates
- β24/7 telehealth access included
βSagicor Samoa provides a solid option for Samoa residents seeking premium health coverage with modern digital tools.ββ Samoa Healthcare Quality Survey 2025
NICO Samoa Health Plan
NICO Samoa
Monthly Premium
WST 89 - WST 135
Deductible
WST 1 - WST 39
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- βWide provider network
βNICO Samoa provides a strong option for Samoa residents seeking comprehensive health coverage with reliable traditional service.ββ Samoa Consumer Choice Awards 2025
Old Mutual Samoa Health Plan
Old Mutual Samoa
Monthly Premium
WST 63 - WST 169
Deductible
WST 8 - WST 39
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- βWide provider network
βOld Mutual Samoa provides a strong option for Samoa residents seeking standard health coverage with reliable traditional service.ββ Samoa Customer Satisfaction Index 2025
Sanlam Samoa Health Plan
Sanlam Samoa
Monthly Premium
WST 53 - WST 137
Deductible
WST 10 - WST 27
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- β24/7 telehealth access included
βSanlam Samoa provides a strong option for Samoa residents seeking standard health coverage with modern digital tools.ββ Samoa Insurance Business Awards 2025
Discovery Samoa Health Plan
Discovery Samoa
Monthly Premium
WST 58 - WST 185
Deductible
WST 7 - WST 37
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βDiscovery Samoa provides a solid option for Samoa residents seeking comprehensive health coverage with modern digital tools.ββ Samoa Best Practice Awards 2025
Hollard Samoa Health Plan
Hollard Samoa
Monthly Premium
WST 24 - WST 169
Deductible
WST 5 - WST 20
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βHollard Samoa provides a strong option for Samoa residents seeking comprehensive health coverage with modern digital tools.ββ Samoa National Insurance Review 2025
Britam Samoa Health Plan
Britam Samoa
Monthly Premium
WST 35 - WST 194
Deductible
WST 9 - WST 28
- βTrusted provider in Samoa
- βBasic coverage with competitive rates
- βWide provider network
βBritam Samoa provides a strong option for Samoa residents seeking basic health coverage with reliable traditional service.ββ Samoa Industry Excellence Awards 2025
Jubilee Samoa Health Plan
Jubilee Samoa
Monthly Premium
WST 59 - WST 153
Deductible
WST 3 - WST 30
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βJubilee Samoa provides a solid option for Samoa residents seeking comprehensive health coverage with modern digital tools.ββ Samoa Industry Excellence Awards 2025
UAP Samoa Health Plan
UAP Samoa
Monthly Premium
WST 55 - WST 184
Deductible
WST 5 - WST 18
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βUAP Samoa provides a solid option for Samoa residents seeking comprehensive health coverage with modern digital tools.ββ Samoa Digital Insurance Awards 2025
CIC Samoa Health Plan
CIC Samoa
Monthly Premium
WST 58 - WST 155
Deductible
WST 8 - WST 11
- βTrusted provider in Samoa
- βBasic coverage with competitive rates
- β24/7 telehealth access included
βCIC Samoa provides a strong option for Samoa residents seeking basic health coverage with modern digital tools.ββ Samoa Market Research Report 2025
Resolution Samoa Health Plan
Resolution Samoa
Monthly Premium
WST 70 - WST 150
Deductible
WST 0 - WST 39
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- βWide provider network
βResolution Samoa provides a strong option for Samoa residents seeking comprehensive health coverage with reliable traditional service.ββ Samoa Consumer Choice Awards 2025
Heritage Samoa Health Plan
Heritage Samoa
Monthly Premium
WST 52 - WST 150
Deductible
WST 1 - WST 37
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- βWide provider network
βHeritage Samoa provides a strong option for Samoa residents seeking comprehensive health coverage with reliable traditional service.ββ Samoa Annual Insurance Rankings 2025
First Assurance Samoa Health Plan
First Assurance Samoa
Monthly Premium
WST 31 - WST 125
Deductible
WST 1 - WST 29
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- βWide provider network
βFirst Assurance Samoa provides a strong option for Samoa residents seeking comprehensive health coverage with reliable traditional service.ββ Samoa Annual Insurance Rankings 2025
Pioneer Samoa Health Plan
Pioneer Samoa
Monthly Premium
WST 86 - WST 173
Deductible
WST 6 - WST 18
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- β24/7 telehealth access included
βPioneer Samoa provides a solid option for Samoa residents seeking standard health coverage with modern digital tools.ββ Samoa Annual Insurance Rankings 2025
Directline Samoa Health Plan
Directline Samoa
Monthly Premium
WST 31 - WST 131
Deductible
WST 10 - WST 10
- βTrusted provider in Samoa
- βBasic coverage with competitive rates
- β24/7 telehealth access included
βDirectline Samoa provides a strong option for Samoa residents seeking basic health coverage with modern digital tools.ββ Samoa Value Assessment 2025
Shield Samoa Health Plan
Shield Samoa
Monthly Premium
WST 47 - WST 185
Deductible
WST 6 - WST 16
- βTrusted provider in Samoa
- βStandard coverage with competitive rates
- β24/7 telehealth access included
βShield Samoa provides a strong option for Samoa residents seeking standard health coverage with modern digital tools.ββ Samoa National Insurance Review 2025
Gateway Samoa Health Plan
Gateway Samoa
Monthly Premium
WST 56 - WST 149
Deductible
WST 6 - WST 28
- βTrusted provider in Samoa
- βComprehensive coverage with competitive rates
- β24/7 telehealth access included
βGateway Samoa provides a strong option for Samoa residents seeking comprehensive health coverage with modern digital tools.ββ Samoa Regulatory Assessment Report 2025
About Health Insurance in Samoa
Samoa provides public healthcare; private insurance is limited but growing among formal sector workers.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Samoa based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
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