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If P&C Insurance

If Skadeforsakring

85Score

★★★☆☆3.8

Customer satisfaction · 3.8M members

Svensk Forsakring: Top 4 Non-Life(2024)

If P&C Insurance is the largest Nordic property and casualty insurer, operating across Sweden, Norway, Finland, Denmark, and the Baltics. Part of the Finnish Sampo Group (S&P A+), it is the best option for cross-border Nordic health coverage.

Overall Score

85/100

Founded

1999

Headquarters

Solna

Type

private

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Key Metrics

Parent Group

Sampo Group (Finland)

Nordic Coverage

SE, NO, FI, DK, Baltics

Customers

~3.8M across Nordics

English Support

yes

Editorial Ratings

Svensk Forsakring: Top 4 Non-Life(2024)

Rating: Among top 4 non-life insurers by premium volume (max: Top)

85Svensk

Coverage Highlights

✓Largest Nordic P&C insurer across 5+ countries
✓Part of Sampo Group (S&P A+)
✓Nordic-wide coverage for cross-border employees
✓Strong corporate/employer health insurance
✓English-language resources available

Pros

✓Nordic-wide coverage — best for cross-border workers
✓Strong financial backing from Sampo Group (S&P A+)
✓English-language resources available
✓Major corporate health insurance provider

Cons

✗Finnish/Nordic ownership — less 'Swedish' identity
✗Less personal than mutual competitors
✗Health is part of broader P&C offering

Frequently Asked Questions

Does If offer cross-border Nordic health coverage?

Yes. If P&C operates across Sweden, Norway, Finland, Denmark, and the Baltics, making it the best option for employees and individuals who work or live across Nordic countries.

Who owns If P&C Insurance?

If P&C is owned by Sampo Group, a major Finnish financial conglomerate with an S&P A+ rating, providing strong financial backing.

Does If offer English-language services?

Yes. If provides English-language resources through its international website at if-insurance.com, making it accessible to expats and international workers in Sweden.

Quick Summary

InsurerIf P&C Insurance

Country🇸🇪 Sweden

Overall Score85/100

Satisfaction3.8/5

Members3.8M

Typeprivate

Founded1999

Other Insurers in Sweden

Lansforsakringar

statutory

75.7

/ 100

Euro Accident

private

/ 100

Skandia

statutory

/ 100

Folksam

statutory

65.3

/ 100

Trygg-Hansa

private

62.5

/ 100

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