privateOnline Signup

PhilCare

80Score

★★★☆☆3.7

Customer satisfaction · 700K members

Longest Operating HMO(2025)

PhilCare is one of the longest-operating HMOs in the Philippines (since 1982). It combines technology, accessibility, and affordability with innovative tools like the PhilCare Snap membership card and PhilCare360 wellness program.

Overall Score

80/100

Founded

1982

Headquarters

Makati City

Type

private

Get a Free Quote→

No obligation. Compare personalized rates.

Key Metrics

Operating History

Since 1982 (44 years)

Digital Tools

PhilCare Snap card, PhilCare360

Wellness Program

PhilCare360

Positioning

Technology + affordability

Editorial Ratings

Longest Operating HMO(2025)

Rating: Top 5 HMO — longest operating history (max: N/A)

80Insurance

Coverage Highlights

✓Longest-operating major HMO in the Philippines (since 1982)
✓Innovative PhilCare Snap membership card
✓PhilCare360 wellness program
✓Combines technology, accessibility, and affordability

Pros

✓Longest operating history among major HMOs
✓Innovative digital tools (Snap card, PhilCare360)
✓Competitive pricing
✓Strong wellness focus

Cons

✗Less premium brand positioning than Maxicare
✗Some network limitations in rural areas
✗Customer service reviews mixed

Frequently Asked Questions

What is the PhilCare Snap card?

The PhilCare Snap card is an innovative digital membership card that provides quick and convenient access to healthcare services at accredited facilities.

What is PhilCare360?

PhilCare360 is a wellness program that encourages healthy living through activity tracking, health tips, and rewards for maintaining a healthy lifestyle.

How long has PhilCare been operating?

PhilCare has been operating since 1982, making it one of the longest-running HMOs in the Philippines with over 40 years of experience.

Quick Summary

InsurerPhilCare

Country🇵🇭 Philippines

Overall Score80/100

Satisfaction3.7/5

Members700K

Typeprivate

Founded1982

Other Insurers in Philippines

Maxicare Healthcare Corporation

private

/ 100

Intellicare (Asalus Corporation)

private

/ 100

MediCard Philippines, Inc.

private

/ 100

iCare HMO

private

/ 100

Pacific Cross Philippines

private

/ 100

Ready to get covered?

Get a personalized quote from PhilCare today.

Get Free Quote→