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MediCard Philippines, Inc.

82Score

★★★☆☆3.8

Customer satisfaction · 800K members

Most Affordable HMO Plans(2025)

MediCard is one of the oldest HMOs in the Philippines, known for offering the most affordable entry-level plans (Health Plus plan at PHP 1,545/year). It provides unlimited consultations with no age limit and no medical exam required on basic plans, serving both corporate and individual segments.

Overall Score

82/100

Founded

1986

Headquarters

Makati City

Type

private

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Key Metrics

Cheapest Plan

PHP 1,545/year (Health Plus)

Age Limit

No age limit on basic plans

Medical Exam

Not required on basic plans

Consultations

Unlimited on basic plans

Editorial Ratings

Most Affordable HMO Plans(2025)

Rating: Top 5 HMO — most affordable entry-level plans (max: N/A)

82Insurance

Coverage Highlights

✓Most affordable HMO — Health Plus plan at PHP 1,545/year
✓Unlimited consultations with no age limit
✓No medical exam required on basic plans
✓Both individual and corporate coverage
✓One of the oldest HMOs in the Philippines

Pros

✓Most affordable entry-level HMO plans
✓No age limit on basic plans
✓Long operating history
✓Both individual and corporate coverage

Cons

✗Lower-tier plans have limited coverage
✗Network may be smaller than Maxicare in some provinces
✗Digital platform less advanced

Frequently Asked Questions

What is the cheapest HMO plan in the Philippines?

MediCard's Health Plus plan at PHP 1,545/year is the cheapest full-provider HMO plan in the Philippines, offering unlimited consultations with no age limit and no medical exam required.

Is there an age limit for MediCard's basic plans?

No. MediCard's basic plans have no age limit, making them accessible to seniors and younger members alike.

How long has MediCard been operating?

MediCard was incorporated in December 1986 and inaugurated in May 1987, making it one of the oldest HMOs in the Philippines with nearly 40 years of operation.

Quick Summary

InsurerMediCard Philippines, Inc.

Country🇵🇭 Philippines

Overall Score82/100

Satisfaction3.8/5

Members800K

Typeprivate

Founded1986

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