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Pak-Qatar Family Takaful

Pak-Qatar Family Takaful Limited

70Score

★★★☆☆3.5

Customer satisfaction · 50K members

PACRA: A Rating(2026)

Pak-Qatar Family Takaful is Pakistan's leading Shariah-compliant (Takaful) health insurance provider. A joint venture between Pakistani and Qatari investors, all products are reviewed by an independent Shariah advisory board, meeting the growing demand for Islamic finance in Pakistan.

Overall Score

70/100

Founded

2007

Headquarters

Karachi

Type

private

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Key Metrics

Shariah Compliant

100% Takaful

Shariah Board

Independent Shariah advisory board

Joint Venture

Pakistani-Qatari ownership

Product Type

Pure Takaful health insurance

Editorial Ratings

PACRA: A Rating(2026)

Rating: A (max: AAA)

70PACRA

Coverage Highlights

✓Leading Shariah-compliant (Takaful) health insurance provider
✓Joint venture between Pakistani and Qatari investors
✓All products reviewed by independent Shariah advisory board
✓Competitive pricing with conventional products

Pros

✓Only major pure-Takaful health provider
✓Strong ethical/religious appeal
✓Competitive with conventional products on pricing

Cons

✗Smaller network and market share
✗Limited product variety compared to conventional insurers
✗Less widely known outside Islamic finance circles

Frequently Asked Questions

What is Takaful health insurance?

Takaful is a Shariah-compliant form of insurance based on mutual cooperation. Participants contribute to a shared fund, and claims are paid from this pool. It avoids interest (riba), gambling (maysir), and uncertainty (gharar) prohibited in Islamic finance.

Is Pak-Qatar Family Takaful suitable for non-Muslims?

Yes. While Pak-Qatar's products are designed to comply with Islamic principles, they are open to anyone. The coverage and pricing are competitive with conventional insurance products.

How are Pak-Qatar's products verified as Shariah-compliant?

All Pak-Qatar products are reviewed and certified by an independent Shariah advisory board that ensures compliance with Islamic financial principles.

Quick Summary

InsurerPak-Qatar Family Takaful

Country🇵🇰 Pakistan

Overall Score70/100

Satisfaction3.5/5

Members50K

Typeprivate

Founded2007

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