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Jubilee Life Insurance Company Limited

96Score

★★★★☆4.0

Customer satisfaction · 3.0M members

JCR-VIS: AAA (Highest Rating)(2026)PACRA: AA+ Financial Strength(2026)

Jubilee Life is the largest private life insurer in Pakistan by premium volume, part of the Aga Khan Fund for Economic Development (AKFED) group. It offers both conventional and Takaful (Shariah-compliant) health products with an extensive hospital network across Pakistan.

Overall Score

96/100

Founded

1995

Headquarters

Karachi

Type

private

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Key Metrics

Credit Rating

AAA (JCR-VIS) / AA+ (PACRA)

Takaful Available

Yes

Claim Settlement Ratio

High

Network Type

Cashless at network hospitals

Editorial Ratings

JCR-VIS: AAA (Highest Rating)(2026)

Rating: AAA (max: AAA)

100JCR-VIS

PACRA: AA+ Financial Strength(2026)

Rating: AA+ (max: AAA)

92PACRA

Coverage Highlights

✓Extensive cashless hospital network across Pakistan
✓Both conventional and Takaful (Shariah-compliant) health products
✓Flexible individual and group health plans
✓Strong digital platform and mobile app
✓Part of Aga Khan Fund for Economic Development (AKFED) group

Pros

✓Widest hospital network in Pakistan
✓Strong financial backing (AKFED)
✓Flexible individual and group health plans
✓High claim settlement ratio

Cons

✗Premium pricing compared to competitors
✗Limited rural coverage
✗Customer service complaints reported on forums

Frequently Asked Questions

Does Jubilee Life offer Shariah-compliant health insurance?

Yes. Jubilee Life offers Takaful (Shariah-compliant) health products in addition to conventional health plans, catering to Pakistan's predominantly Muslim market.

What is Jubilee Life's financial strength rating?

Jubilee Life holds a AAA rating from JCR-VIS (the highest possible) and an AA+ rating from PACRA, reflecting exceptional financial strength.

Does Jubilee Life offer cashless health insurance?

Yes. Jubilee Life has an extensive cashless hospital network across Pakistan, allowing policyholders to receive treatment without upfront payment at network hospitals.

Is Jubilee Life suitable for individual health insurance?

Yes. While Jubilee Life has a strong presence in group corporate health insurance, it also offers flexible individual health plans with various coverage options.

Quick Summary

InsurerJubilee Life Insurance Company Limited

Country🇵🇰 Pakistan

Overall Score96/100

Satisfaction4.0/5

Members3.0M

Typeprivate

Founded1995

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