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Al Madina Takaful Health Basic

by Al Madina Takaful

3.7(1,054 reviews)

Al Madina Takaful offers Islamic insurance products in Oman. The Health Basic plan is targeted at lower-income individuals and families seeking affordable, Sharia-compliant essential health coverage.

Monthly Premium

OMR 25 - OMR 75

Deductible

OMR 5 - OMR 30

Coverage Type

basic
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Coverage Details

Hospitalization
Outpatient Care
Dental
Vision
Mental Health
Maternity
Prescription Drugs
Emergency Care
International Coverage
Telehealth

Pros

  • Very affordable premiums
  • Takaful structure with surplus sharing
  • No-frills essential health protection

Cons

  • Limited specialist and hospital choices
  • No maternity in base plan
  • No telehealth or digital tools

Editorial Review

Al Madina Takaful Health Basic is an accessible entry point to private health coverage in Oman for budget-conscious residents.

Gulf Takaful Market Analysis 2025

Key Highlights

  • Sharia-compliant takaful health plan
  • Affordable coverage for low-income residents
  • Good pharmacy and GP network in Muscat