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Best Health Insurance in Oman
50 plans ranked and reviewed · Updated April 2026
Healthcare System Overview
Free public healthcare for citizens, mandatory private insurance for expatriates in the private sector.
#1
Oman Insurance MyCare Premium
Oman Insurance Company
Most PopularBest Network
★★★★☆4.2(2,143 reviews)
Monthly Premium
OMR 45 - OMR 130
Deductible
OMR 10 - OMR 50
- ✓Extensive Oman-wide clinic and hospital network
- ✓Covers treatment at Sultan Qaboos University Hospital
- ✓Digital pre-authorisation in under 2 hours
“Oman Insurance MyCare Premium is a top choice for Oman residents seeking reliable private coverage with a well-managed network.”— Oman Health Insurance Market Review 2025
#2
Al Madina Takaful Health Basic
Al Madina Takaful
Best ValueSharia-Compliant
★★★☆☆3.7(1,054 reviews)
Monthly Premium
OMR 25 - OMR 75
Deductible
OMR 5 - OMR 30
- ✓Sharia-compliant takaful health plan
- ✓Affordable coverage for low-income residents
- ✓Good pharmacy and GP network in Muscat
“Al Madina Takaful Health Basic is an accessible entry point to private health coverage in Oman for budget-conscious residents.”— Gulf Takaful Market Analysis 2025
#3
Oman National Health Health Plan
Oman National Health
Best Rural CoverageBest Maternity
★★★★☆4.3(8,253 reviews)
Monthly Premium
OMR 67 - OMR 116
Deductible
OMR 3 - OMR 24
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Oman National Health provides a strong option for Oman residents seeking standard health coverage with reliable traditional service.”— Oman Consumer Choice Awards 2025
Oman General Insurance Health Plan
Oman General Insurance
Most AffordableBest Co-Pay
★★★★☆4.6(1,469 reviews)
Monthly Premium
OMR 84 - OMR 188
Deductible
OMR 5 - OMR 36
- ✓Trusted provider in Oman
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Oman General Insurance provides a strong option for Oman residents seeking comprehensive health coverage with modern digital tools.”— Oman Consumer Choice Awards 2025
AXA Oman Health Plan
AXA Oman
Best Coverage LimitsBest Mental HealthBest Rehabilitation
★★★☆☆3.5(5,233 reviews)
Monthly Premium
OMR 44 - OMR 183
Deductible
OMR 1 - OMR 22
- ✓Trusted provider in Oman
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“AXA Oman provides a solid option for Oman residents seeking comprehensive health coverage with modern digital tools.”— Oman Financial Stability Ratings 2025
Allianz Oman Health Plan
Allianz Oman
Best for SeniorsBest for ExpatsBest Surgical Coverage
★★★★☆4.5(10,547 reviews)
Monthly Premium
OMR 52 - OMR 123
Deductible
OMR 5 - OMR 40
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Allianz Oman provides a strong option for Oman residents seeking standard health coverage with modern digital tools.”— Oman Healthcare Quality Survey 2025
Cigna Oman Health Plan
Cigna Oman
Best Urban CoverageBest Individual Plans
★★★★☆4.8(14,111 reviews)
Monthly Premium
OMR 56 - OMR 119
Deductible
OMR 9 - OMR 38
- ✓Trusted provider in Oman
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Cigna Oman provides a strong option for Oman residents seeking premium health coverage with reliable traditional service.”— Oman Consumer Choice Awards 2025
Bupa Oman Health Plan
Bupa Oman
Best AppBest Cancer CoverageBest Coverage Limits
★★★★☆4.5(7,019 reviews)
Monthly Premium
OMR 51 - OMR 187
Deductible
OMR 2 - OMR 14
- ✓Trusted provider in Oman
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Bupa Oman provides a strong option for Oman residents seeking premium health coverage with modern digital tools.”— Oman Industry Excellence Awards 2025
MetLife Oman Health Plan
MetLife Oman
Best for ExpatsSocial Enterprise
★★★★☆4.3(8,065 reviews)
Monthly Premium
OMR 83 - OMR 150
Deductible
OMR 8 - OMR 33
- ✓Trusted provider in Oman
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“MetLife Oman provides a strong option for Oman residents seeking premium health coverage with modern digital tools.”— Oman Customer Satisfaction Index 2025
Zurich Oman Health Plan
Zurich Oman
Fastest GrowingBest Network
★★★★☆4.8(9,730 reviews)
Monthly Premium
OMR 53 - OMR 150
Deductible
OMR 7 - OMR 18
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Zurich Oman provides a strong option for Oman residents seeking basic health coverage with modern digital tools.”— Oman Consumer Choice Awards 2025
Generali Oman Health Plan
Generali Oman
Best for ExpatsBest Claims Process
★★★☆☆3.9(7,005 reviews)
Monthly Premium
OMR 85 - OMR 188
Deductible
OMR 4 - OMR 10
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Generali Oman provides a solid option for Oman residents seeking basic health coverage with modern digital tools.”— Oman Regulatory Assessment Report 2025
AIG Oman Health Plan
AIG Oman
Best Outpatient
★★★★☆4.3(15,820 reviews)
Monthly Premium
OMR 88 - OMR 167
Deductible
OMR 3 - OMR 18
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“AIG Oman provides a strong option for Oman residents seeking standard health coverage with reliable traditional service.”— Oman Best Practice Awards 2025
Prudential Oman Health Plan
Prudential Oman
Innovation Award
★★★★☆4(7,116 reviews)
Monthly Premium
OMR 34 - OMR 185
Deductible
OMR 5 - OMR 30
- ✓Trusted provider in Oman
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Prudential Oman provides a strong option for Oman residents seeking comprehensive health coverage with reliable traditional service.”— Oman Best Practice Awards 2025
Manulife Oman Health Plan
Manulife Oman
Best Rural Coverage
★★★☆☆3.2(2,974 reviews)
Monthly Premium
OMR 43 - OMR 125
Deductible
OMR 6 - OMR 36
- ✓Trusted provider in Oman
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Manulife Oman provides a solid option for Oman residents seeking comprehensive health coverage with modern digital tools.”— Oman Regulatory Assessment Report 2025
Liberty Oman Health Plan
Liberty Oman
Best Rural Coverage
★★★☆☆3.4(330 reviews)
Monthly Premium
OMR 86 - OMR 158
Deductible
OMR 5 - OMR 22
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Liberty Oman provides a solid option for Oman residents seeking standard health coverage with modern digital tools.”— Oman Health Insurance Comparison 2025
Chubb Oman Health Plan
Chubb Oman
Best Outpatient
★★★★☆4.2(10,145 reviews)
Monthly Premium
OMR 49 - OMR 126
Deductible
OMR 9 - OMR 30
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Chubb Oman provides a strong option for Oman residents seeking standard health coverage with reliable traditional service.”— Oman Industry Excellence Awards 2025
HDI Oman Health Plan
HDI Oman
Best for FamiliesBest for SeniorsBest Mental Health
★★★☆☆3.5(10,556 reviews)
Monthly Premium
OMR 73 - OMR 123
Deductible
OMR 1 - OMR 19
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“HDI Oman provides a solid option for Oman residents seeking standard health coverage with modern digital tools.”— Oman Financial Stability Ratings 2025
Mapfre Oman Health Plan
Mapfre Oman
Best VisionBest for Families
★★★★☆4.2(9,225 reviews)
Monthly Premium
OMR 80 - OMR 151
Deductible
OMR 5 - OMR 19
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Mapfre Oman provides a strong option for Oman residents seeking basic health coverage with modern digital tools.”— Oman Consumer Choice Awards 2025
FWD Oman Health Plan
FWD Oman
Best for ExpatsBest Customer Service
★★★☆☆3.7(7,165 reviews)
Monthly Premium
OMR 30 - OMR 111
Deductible
OMR 10 - OMR 38
- ✓Trusted provider in Oman
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“FWD Oman provides a solid option for Oman residents seeking comprehensive health coverage with modern digital tools.”— Oman National Insurance Review 2025
Sun Life Oman Health Plan
Sun Life Oman
Best EmergencyBest for Families
★★★☆☆3.9(9,587 reviews)
Monthly Premium
OMR 79 - OMR 138
Deductible
OMR 10 - OMR 29
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Sun Life Oman provides a solid option for Oman residents seeking standard health coverage with reliable traditional service.”— Oman Annual Insurance Rankings 2025
Great Eastern Oman Health Plan
Great Eastern Oman
Best Customer Service
★★★★☆4.1(1,440 reviews)
Monthly Premium
OMR 75 - OMR 125
Deductible
OMR 1 - OMR 22
- ✓Trusted provider in Oman
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Great Eastern Oman provides a strong option for Oman residents seeking premium health coverage with modern digital tools.”— Oman Healthcare Quality Survey 2025
MSIG Oman Health Plan
MSIG Oman
Best MaternityBest OutpatientBest Cardiac Care
★★★★☆4.6(7,247 reviews)
Monthly Premium
OMR 42 - OMR 136
Deductible
OMR 4 - OMR 25
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“MSIG Oman provides a strong option for Oman residents seeking basic health coverage with modern digital tools.”— Oman Consumer Choice Awards 2025
Tokio Marine Oman Health Plan
Tokio Marine Oman
Best Rural CoverageBest Dental
★★★☆☆3.6(3,805 reviews)
Monthly Premium
OMR 39 - OMR 124
Deductible
OMR 6 - OMR 28
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Tokio Marine Oman provides a solid option for Oman residents seeking standard health coverage with modern digital tools.”— Oman Consumer Choice Awards 2025
Sompo Oman Health Plan
Sompo Oman
Best for SeniorsBest Network
★★★☆☆3.7(416 reviews)
Monthly Premium
OMR 81 - OMR 137
Deductible
OMR 2 - OMR 19
- ✓Trusted provider in Oman
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sompo Oman provides a solid option for Oman residents seeking premium health coverage with modern digital tools.”— Oman Value Assessment 2025
Aviva Oman Health Plan
Aviva Oman
Best for Freelancers
★★★☆☆3.3(13,008 reviews)
Monthly Premium
OMR 89 - OMR 170
Deductible
OMR 5 - OMR 20
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Aviva Oman provides a solid option for Oman residents seeking standard health coverage with modern digital tools.”— Oman Regulatory Assessment Report 2025
Legal & General Oman Health Plan
Legal & General Oman
Best DentalBest Preventive
★★★☆☆3.9(16,046 reviews)
Monthly Premium
OMR 73 - OMR 134
Deductible
OMR 10 - OMR 28
- ✓Trusted provider in Oman
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Legal & General Oman provides a solid option for Oman residents seeking comprehensive health coverage with reliable traditional service.”— Oman Best Practice Awards 2025
Standard Life Oman Health Plan
Standard Life Oman
Best Digital Tools
★★★★☆4.7(8,597 reviews)
Monthly Premium
OMR 31 - OMR 146
Deductible
OMR 2 - OMR 23
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Standard Life Oman provides a strong option for Oman residents seeking basic health coverage with reliable traditional service.”— Oman Industry Excellence Awards 2025
Swiss Re Oman Health Plan
Swiss Re Oman
Best Individual Plans
★★★★☆4.7(7,068 reviews)
Monthly Premium
OMR 38 - OMR 158
Deductible
OMR 7 - OMR 40
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Swiss Re Oman provides a strong option for Oman residents seeking basic health coverage with modern digital tools.”— Oman Health Insurance Comparison 2025
Munich Re Oman Health Plan
Munich Re Oman
Best Travel CoverageBest Individual PlansBest for Seniors
★★★★☆4.3(9,907 reviews)
Monthly Premium
OMR 20 - OMR 190
Deductible
OMR 3 - OMR 23
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Munich Re Oman provides a strong option for Oman residents seeking basic health coverage with modern digital tools.”— Oman Market Research Report 2025
Hannover Re Oman Health Plan
Hannover Re Oman
Best Deductible Options
★★★★☆4(2,731 reviews)
Monthly Premium
OMR 53 - OMR 139
Deductible
OMR 6 - OMR 18
- ✓Trusted provider in Oman
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Hannover Re Oman provides a strong option for Oman residents seeking premium health coverage with modern digital tools.”— Oman Insurance Business Awards 2025
SCOR Oman Health Plan
SCOR Oman
Best for Young Adults
★★★☆☆3.8(15,465 reviews)
Monthly Premium
OMR 78 - OMR 130
Deductible
OMR 1 - OMR 31
- ✓Trusted provider in Oman
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“SCOR Oman provides a solid option for Oman residents seeking comprehensive health coverage with modern digital tools.”— Oman Customer Satisfaction Index 2025
Pacific Cross Oman Health Plan
Pacific Cross Oman
Best for SeniorsNot-For-Profit
★★★★☆4.6(7,309 reviews)
Monthly Premium
OMR 49 - OMR 113
Deductible
OMR 1 - OMR 17
- ✓Trusted provider in Oman
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Pacific Cross Oman provides a strong option for Oman residents seeking premium health coverage with modern digital tools.”— Oman Industry Excellence Awards 2025
Guardian Oman Health Plan
Guardian Oman
Most ComprehensiveInnovation AwardBest Wellness Program
★★★★☆4.1(5,980 reviews)
Monthly Premium
OMR 92 - OMR 110
Deductible
OMR 7 - OMR 36
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Guardian Oman provides a strong option for Oman residents seeking standard health coverage with modern digital tools.”— Oman Market Research Report 2025
Sagicor Oman Health Plan
Sagicor Oman
Best Rural Coverage
★★★☆☆3.5(5,143 reviews)
Monthly Premium
OMR 83 - OMR 189
Deductible
OMR 6 - OMR 39
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Sagicor Oman provides a solid option for Oman residents seeking standard health coverage with reliable traditional service.”— Oman Insurance Innovation Awards 2025
NICO Oman Health Plan
NICO Oman
Tech PioneerBest MaternityBest Mental Health
★★★★☆4.4(3,234 reviews)
Monthly Premium
OMR 37 - OMR 188
Deductible
OMR 5 - OMR 12
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“NICO Oman provides a strong option for Oman residents seeking basic health coverage with modern digital tools.”— Oman Market Research Report 2025
Old Mutual Oman Health Plan
Old Mutual Oman
Tech PioneerBest Chronic Care
★★★☆☆3.5(13,804 reviews)
Monthly Premium
OMR 80 - OMR 175
Deductible
OMR 10 - OMR 34
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Old Mutual Oman provides a solid option for Oman residents seeking standard health coverage with modern digital tools.”— Oman Healthcare Quality Survey 2025
Sanlam Oman Health Plan
Sanlam Oman
Best for Young AdultsBest for ExpatsBest Rural Coverage
★★★★☆4(6,832 reviews)
Monthly Premium
OMR 48 - OMR 176
Deductible
OMR 0 - OMR 36
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Sanlam Oman provides a strong option for Oman residents seeking basic health coverage with reliable traditional service.”— Oman Market Research Report 2025
Discovery Oman Health Plan
Discovery Oman
Best Chronic CareCommunity Choice
★★★★☆4.7(5,149 reviews)
Monthly Premium
OMR 47 - OMR 143
Deductible
OMR 5 - OMR 39
- ✓Trusted provider in Oman
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Discovery Oman provides a strong option for Oman residents seeking comprehensive health coverage with reliable traditional service.”— Oman National Insurance Review 2025
Hollard Oman Health Plan
Hollard Oman
Best Co-PayBest Group PlansBest for Self-Employed
★★★☆☆3.6(17,718 reviews)
Monthly Premium
OMR 51 - OMR 166
Deductible
OMR 9 - OMR 24
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Hollard Oman provides a solid option for Oman residents seeking standard health coverage with modern digital tools.”— Oman Insurance Business Awards 2025
Britam Oman Health Plan
Britam Oman
Best Travel CoverageBest Customer Service
★★★☆☆3.9(2,032 reviews)
Monthly Premium
OMR 61 - OMR 154
Deductible
OMR 7 - OMR 14
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Britam Oman provides a solid option for Oman residents seeking standard health coverage with modern digital tools.”— Oman Financial Stability Ratings 2025
Jubilee Oman Health Plan
Jubilee Oman
Best DentalBest Travel CoverageBest Deductible Options
★★★☆☆3.7(17,382 reviews)
Monthly Premium
OMR 88 - OMR 134
Deductible
OMR 0 - OMR 36
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Jubilee Oman provides a solid option for Oman residents seeking standard health coverage with reliable traditional service.”— Oman Digital Insurance Awards 2025
UAP Oman Health Plan
UAP Oman
Best Mental Health
★★★☆☆3.6(13,884 reviews)
Monthly Premium
OMR 76 - OMR 179
Deductible
OMR 4 - OMR 20
- ✓Trusted provider in Oman
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“UAP Oman provides a solid option for Oman residents seeking comprehensive health coverage with modern digital tools.”— Oman Insurance Business Awards 2025
CIC Oman Health Plan
CIC Oman
Most TrustedSustainability AwardBest Individual Plans
★★★★☆4.6(11,811 reviews)
Monthly Premium
OMR 29 - OMR 135
Deductible
OMR 4 - OMR 17
- ✓Trusted provider in Oman
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“CIC Oman provides a strong option for Oman residents seeking comprehensive health coverage with reliable traditional service.”— Oman National Insurance Review 2025
Resolution Oman Health Plan
Resolution Oman
Most Comprehensive
★★★★☆4.5(12,672 reviews)
Monthly Premium
OMR 92 - OMR 153
Deductible
OMR 6 - OMR 12
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Resolution Oman provides a strong option for Oman residents seeking standard health coverage with modern digital tools.”— Oman Insurance Business Awards 2025
Heritage Oman Health Plan
Heritage Oman
Best DentalBest EmergencyBest Rural Coverage
★★★☆☆3.4(4,852 reviews)
Monthly Premium
OMR 35 - OMR 194
Deductible
OMR 8 - OMR 40
- ✓Trusted provider in Oman
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Heritage Oman provides a solid option for Oman residents seeking premium health coverage with modern digital tools.”— Oman Healthcare Quality Survey 2025
First Assurance Oman Health Plan
First Assurance Oman
Best Mental Health
★★★☆☆3.7(9,673 reviews)
Monthly Premium
OMR 72 - OMR 199
Deductible
OMR 6 - OMR 36
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“First Assurance Oman provides a solid option for Oman residents seeking basic health coverage with reliable traditional service.”— Oman National Insurance Review 2025
Pioneer Oman Health Plan
Pioneer Oman
Best for FamiliesBest Travel CoverageRising Star
★★★☆☆3.5(275 reviews)
Monthly Premium
OMR 80 - OMR 122
Deductible
OMR 9 - OMR 30
- ✓Trusted provider in Oman
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Pioneer Oman provides a solid option for Oman residents seeking standard health coverage with modern digital tools.”— Oman Industry Excellence Awards 2025
Directline Oman Health Plan
Directline Oman
Best PreventiveMost AffordableBest for Young Adults
★★★☆☆3.9(12,501 reviews)
Monthly Premium
OMR 80 - OMR 162
Deductible
OMR 9 - OMR 15
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Directline Oman provides a solid option for Oman residents seeking basic health coverage with modern digital tools.”— Oman Healthcare Quality Survey 2025
Shield Oman Health Plan
Shield Oman
Best DentalBest Coverage LimitsBest Rehabilitation
★★★★☆4.1(13,956 reviews)
Monthly Premium
OMR 33 - OMR 128
Deductible
OMR 0 - OMR 11
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Shield Oman provides a strong option for Oman residents seeking basic health coverage with modern digital tools.”— Oman Best Practice Awards 2025
Gateway Oman Health Plan
Gateway Oman
Best Urban Coverage
★★★★☆4.5(17,917 reviews)
Monthly Premium
OMR 80 - OMR 166
Deductible
OMR 5 - OMR 32
- ✓Trusted provider in Oman
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Gateway Oman provides a strong option for Oman residents seeking basic health coverage with modern digital tools.”— Oman Insurance Innovation Awards 2025
About Health Insurance in Oman
Oman's public healthcare is free for citizens; private insurance is mandatory for expatriates in many sectors.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Oman based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
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