Leadway Health Magnum Plus

by Leadway Health HMO

★★★★☆4.2(6,480 reviews)

Leadway Health is the HMO arm of Leadway Assurance, one of Nigeria's largest insurance groups. The Magnum Plus plan is designed for organisations demanding the very best — offering unmatched benefit limits, a 2,500+ provider network, AI-powered care navigation, and an optional international health plan with a USD 2,000,000 coverage limit, setting a new benchmark in the Nigerian market.

Monthly Premium

NGN 50,000 – NGN 145,000

Deductible

NGN 6,000 – NGN 25,000

Coverage Type

premium

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✓Telehealth

Pros

✓Industry-leading USD 2,000,000 international health plan available as an upgrade
✓Digital-first service with AI-assisted care navigation
✓Comprehensive benefit set including dental and optical
✓Strong SME and corporate group plan options from as few as 10 staff

Cons

✗Pre-existing and chronic conditions excluded in first policy year for retail plans
✗Minimum age cap of 52 for retail individual plans
✗International plan at premium price point

Editorial Review

“Leadway Health's USD 2,000,000 international plan ceiling and AI-powered care tools mark a genuine step-change for Nigeria's HMO market, giving both individuals and corporate clients global-standard coverage with a local provider network.”

— The Sun Nigeria / Leadway Health 2025

Key Highlights

✓Magnum Plus is Leadway's flagship plan with up to USD 2,000,000 international coverage limit
✓AI-powered digital health tools and teleconsultation across 2,500+ nationwide facilities
✓Covers consultations, labs, radiology, surgeries, dental, optical, maternity, and chronic care