Avon HMO Executive Boss

by Avon HMO

★★★★☆4.5(9,350 reviews)

Avon HMO, licensed in 2012 and backed by Heirs Holdings Group, has grown into Nigeria's most highly rated HMO by real-user surveys. The Executive Boss plan provides access to the country's premier hospitals and renowned specialist physicians, backed by a 2,500+ facility network spanning all 36 states. Its digital-first approach — including post-procedure welfare calls — sets a customer service standard unmatched in the market.

Monthly Premium

NGN 48,000 – NGN 138,000

Deductible

NGN 5,000 – NGN 22,000

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Digital-first experience with phone follow-up after procedures
✓Widest nationwide access with facilities in all 36 states and FCT
✓Consistently ranked #1 by CareerBuddy real-user data (2026)
✓Strong wellness and preventive care programme

Cons

✗International coverage not in standard plan
✗Mental health sessions limited
✗Some high-tier hospitals require pre-authorisation

Editorial Review

“The only Nigerian HMO to win a major international insurance award (CFI.co 2023) and top CareerBuddy's real-user rankings simultaneously, Avon HMO sets the bar for member experience in a market where service quality is the key differentiator.”

— CFI.co Awards 2023 / CareerBuddy HMO Rankings 2026

Key Highlights

✓Voted Best Health Insurance Plan Nigeria 2023 by CFI.co's international awards panel
✓Backed by Tony Elumelu's Heirs Holdings Group with 2,500+ accredited facilities nationwide
✓Executive Boss plan provides access to Nigeria's most recognised centres of medical excellence