ERGO Veselības Apdrošināšana

by ERGO Latvia

★★★★☆4(2,140 reviews)

ERGO Latvia is the Munich Re-backed ERGO Group's Latvian operation, offering health insurance for Latvian residents and foreign nationals. As one of the three Latvian insurers providing plans for foreign nationals with temporary residence permits, it is particularly relevant for Latvia's growing international community.

Monthly Premium

€18 - €95

Deductible

€0 - €150

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Munich Re / ERGO Group strength
✓Non-resident and foreigner plans
✓Good digital service

Cons

✗Smaller Latvian market presence than BALTA
✗Health is secondary line vs. motor/property

Editorial Review

“ERGO Latvia's Munich Re backing and foreign national health plans create a reliable safety net for the international workers and digital nomads increasingly attracted to Riga's growing tech ecosystem — structured private health cover with European financial solidity.”

— LAA.lv Latvia Insurance Members; April-International Latvia Health

Key Highlights

✓ERGO Group's Latvian market presence
✓Health insurance for foreign nationals with residence permits
✓Munich Re backed — exceptional financial stability

Quick Summary

ProviderERGO Latvia

CountryLatvia

Rating4/5

Reviews2,140

Typestandard

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