BTA Veselības Apdrošināšana

by BTA Baltic Insurance Company

★★★☆☆3.9(3,210 reviews)

BTA Baltic Insurance Company is a Vienna Insurance Group member offering health insurance in Latvia to both individuals and employer groups. It is one of three Latvian insurers (alongside IF and ERGO) that provide private health insurance plans for foreigners with temporary residence permits.

Monthly Premium

€15 - €90

Deductible

€0 - €100

Coverage Type

basic

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Individual plans available unlike BALTA
✓VIG Group backing
✓Foreigner plans for temporary residence

Cons

✗Less dominant than BALTA in employer segment
✗Network smaller than market leader

Editorial Review

“BTA's individual plan availability distinguishes it clearly from BALTA's employer-only model — for self-employed Latvians, freelancers, and foreign nationals who need individual health cover, BTA is the most accessible mainstream option in the Latvian market.”

— BTA.lv Health Insurance; Latvia Expat Financial Healthcare