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statutory

National Health Insurance Fund (VLK)

Valstybine ligoniukasu (VLK)

80Score

★★★☆☆3.2

Customer satisfaction · 2.8M members

VLK: Universal CHI (EUR 4B Budget)(2025)

VLK is Lithuania's sole administrator of compulsory health insurance, covering approximately 2.8 million people with a budget approaching EUR 4 billion in 2025. It partners with Sodra for contribution collection and expanded coverage in 2025 to include broader cancer screening, sleep apnea treatment, and genetic services.

Overall Score

80/100

Founded

1997

Headquarters

Vilnius

Type

statutory

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Key Metrics

Chi Budget

~EUR 4 billion (2025)

Minimum Chi Cost

EUR 80.48/month (2026)

Expansion2025

Cancer screening, sleep apnea, genetic services

Contribution Collection

Via Sodra

Editorial Ratings

VLK: Universal CHI (EUR 4B Budget)(2025)

Rating: Sole administrator of compulsory health insurance; EUR 4B budget (max: Sole provider)

80VLK

Coverage Highlights

✓Universal compulsory health insurance for all residents
✓Budget approaching EUR 4 billion (2025)
✓2025 expansions: broader cancer screening, sleep apnea, genetic services
✓Minimum CHI cost EUR 80.48/month (2026)
✓EU EHIC integration

Pros

✓Universal coverage for entire population
✓Expanding services (2025 reforms adding cancer screening and genetic services)
✓Growing budget approaching EUR 4 billion
✓EU EHIC integration for cross-border care

Cons

✗Wait times for specialist appointments
✗Regional quality disparities across Lithuania
✗Limited dental and optical coverage

Frequently Asked Questions

How much does Lithuanian health insurance cost?

Mandatory contributions are approximately 30% of gross salary (split between employer and employee). For self-insured individuals, the minimum CHI cost is EUR 80.48/month in 2026.

What new services did VLK add in 2025?

In 2025, VLK expanded coverage to include broader cancer screening programs, sleep apnea coverage, and genetic services.

Quick Summary

InsurerNational Health Insurance Fund (VLK)

Country🇱🇹 Lithuania

Overall Score80/100

Satisfaction3.2/5

Members2.8M

Typestatutory

Founded1997

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