Home/Lithuania/ERGO Insurance (Lithuania)

privateFinancial Strength: AA- (Munich Re — S&P)Online Signup

ERGO Insurance (Lithuania)

ERGO Insurance SE Lietuvos filialas

80Score

★★★☆☆3.8

Customer satisfaction · 0 members

Munich Re Group: World-Class Reinsurer Backing(2025)

ERGO Insurance Lithuania is part of the Munich Re group, the world's largest reinsurer. It operates across the Baltic States and is merging with Gjensidige to strengthen its regional position. ERGO is known for a digital-first approach and strong health, travel, and legal expenses insurance.

Overall Score

80/100

Founded

1997

Headquarters

Vilnius

Type

private

Get a Free Quote→

No obligation. Compare personalized rates.

Key Metrics

Parent Company

ERGO Group / Munich Re

Merger

Merging with Gjensidige in Baltic States

Coverage

Cross-Baltic (Lithuania, Latvia, Estonia)

Approach

Digital-first

Editorial Ratings

Munich Re Group: World-Class Reinsurer Backing(2025)

Rating: Part of Munich Re group; merging with Gjensidige in Baltics (max: #1)

80Bank

Coverage Highlights

✓Part of Munich Re group (world's largest reinsurer)
✓Merging with Gjensidige to strengthen Baltic position
✓Cross-Baltic health insurance coverage
✓Digital-first approach with strong online services

Pros

✓World-class parent company (Munich Re, S&P: AA-)
✓Strong digital services and online platform
✓Cross-Baltic coverage across three countries
✓Growing through Gjensidige merger

Cons

✗Branch operation (not standalone Lithuanian entity)
✗Merger uncertainty with Gjensidige during transition
✗Smaller market share than Lietuvos draudimas

Frequently Asked Questions

Is ERGO merging with Gjensidige?

Yes, ERGO is merging with Gjensidige in the Baltic States, which will create a stronger combined entity across Lithuania, Latvia, and Estonia.

What is ERGO's financial backing?

ERGO is part of the Munich Re group, the world's largest reinsurer with an S&P rating of AA-.

Quick Summary

InsurerERGO Insurance (Lithuania)

Country🇱🇹 Lithuania

Overall Score80/100

Satisfaction3.8/5

Members0

Typeprivate

Founded1997

Other Insurers in Lithuania

Lietuvos draudimas

private

/ 100

National Health Insurance Fund (VLK)

statutory

/ 100

BTA Baltic Insurance Company (Lithuania)

private

/ 100

Gjensidige (Lithuania)

private

/ 100

Ready to get covered?

Get a personalized quote from ERGO Insurance (Lithuania) today.

Get Free Quote→