Home/Latvia/ERGO Insurance (Latvia)

privateFinancial Strength: AA- (Munich Re — S&P)

ERGO Insurance (Latvia)

ERGO Insurance SE Latvijas filiale

78Score

★★★☆☆3.6

Customer satisfaction · 0 members

Munich Re Group: World-Class Reinsurer Backing(2025)

ERGO Insurance Latvia is part of the Munich Re group with approximately 14% overall market share. It offers private insurance covering inpatient and outpatient care for foreigners and operates life and health insurance through ERGO Life Insurance SE. It has cross-Baltic operations across Latvia, Lithuania, and Estonia.

Overall Score

78/100

Founded

1997

Headquarters

Riga

Type

private

Visit Website→

No obligation. Compare personalized rates.

Key Metrics

Market Share

~14%

Parent Company

ERGO Group / Munich Re

Foreign Coverage

Inpatient and outpatient for foreigners

Cross Baltic

Latvia, Lithuania, Estonia

Editorial Ratings

Munich Re Group: World-Class Reinsurer Backing(2025)

Rating: ~14% market share; Munich Re-backed; foreign citizen coverage (max: #1)

78Bank

Coverage Highlights

✓Part of Munich Re group (world's largest reinsurer)
✓~14% overall market share in Latvia
✓Private insurance covering inpatient and outpatient care for foreigners
✓Life and health insurance through ERGO Life Insurance SE
✓Cross-Baltic operations

Pros

✓World-class parent company (Munich Re, S&P: AA-)
✓Foreign citizen coverage (inpatient and outpatient)
✓Cross-Baltic presence across three countries
✓Strong in health and travel insurance

Cons

✗Branch operation (not standalone Latvian entity)
✗Limited English website
✗Smaller health-specific market share

Frequently Asked Questions

Can foreigners get ERGO health insurance in Latvia?

Yes. ERGO offers private health insurance covering both inpatient and outpatient care for foreign residents in Latvia.

What is ERGO's financial strength?

ERGO is part of the Munich Re group, the world's largest reinsurer with an S&P rating of AA-.

Quick Summary

InsurerERGO Insurance (Latvia)

Country🇱🇻 Latvia

Overall Score78/100

Satisfaction3.6/5

Members0

Typeprivate

Founded1997

Other Insurers in Latvia

BTA Baltic Insurance Company

private

/ 100

Balta Insurance

private

/ 100

IF P&C Insurance (Latvia)

private

/ 100

Compensa Life (Latvia)

private

/ 100

Ready to get covered?

Visit ERGO Insurance (Latvia) to learn more about their plans.

Visit Website→