Best Health Insurance in Latvia
5 insurers ranked and reviewed Β· Updated May 2026
Healthcare System Overview
Latvia operates a tax-funded public healthcare system with the National Health Service (NVD) providing universal coverage to citizens and legal residents. The system covers primary care, specialist care, hospital treatment, and partially subsidizes medications. However, co-payments exist and wait times for specialist care can be long. Private health insurance is primarily employer-provided as a benefit and covers additional services, faster access, and private clinic care.
About Health Insurance in Latvia
Latvia operates a tax-funded public healthcare system with the National Health Service (NVD) providing universal coverage to citizens and legal residents. The system covers primary care, specialist care, hospital treatment, and partially subsidizes medications. However, co-payments exist and wait times for specialist care can be long. Private health insurance is primarily employer-provided as a benefit and covers additional services, faster access, and private clinic care.
Our editorial team has evaluated and ranked the top 5 health insurers in Latvia based on editorial ratings from trusted sources, customer satisfaction, financial strength, and coverage quality. Rankings are updated regularly to reflect the latest market changes.
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